St. Charles County property record for 360 Holden Rd, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,589 sqft · built 2006 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,500 (Aug 2006) |
| Tax Bill | $9,461 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T011300073 |
| Primary APN | T011300073 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,589 sqft Living Area |
| Gross Area | 7,924 sqft |
| 1st Floor Area | 3,183 sqft |
| Basement Area | 3,183 sqft |
| Finished Basement | 1,406 sqft |
| Unfinished Basement | 1,777 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 137,214 sqft |
| Garage Type | Attached |
| Garage Area | 1,558 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 212 sqft |
| Account Number | T011300073 |
|---|---|
| Street Address | 360 HOLDEN RD |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SUR 14 & 208 - PARSONS PTN |
| Legal Subdivision | PARTITION/HEIRS/THOMAS PARSONS |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 312204 |
360 Holden Rd is owned and occupied by two individuals who bought it in August 2006.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 360 HOLDEN RD, DEFIANCE, MO 63341-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2006 · Amount on File |
| Deed Sale | Aug 18, 2006 · Amount on File |
| Prior Sale | Sep 6, 2005 · Amount on File |
| Deed Document Number | 2006710060 |
| Deed Book / Page | 4558 / 892 |
| Prior Transfer Date | Jun 21, 2006 |
| Prior Transfer Doc | 0045580892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 360 HOLDEN RD, DEFIANCE, MO 63341-2718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072692337 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 7269/2337 |
| Instrument | 20200414000231420 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 360 Holden Rd was $9,461, up 9.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,718 (-) | $935,362 (-) Land $70,560 Building $864,802 | |
| 2025 | $9,461.00 (+9.77%) | $177,718 | $935,362 Land $70,560 Building $864,802 |
| 2024 | $8,619.00 | ||
| 2023 | $157,105 | ||
| 2022 | $826,871 Land $60,480 Building $766,391 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 360 Holden Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (1993–2000) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2000 · Severe Thunderstorms And Flash Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 360 Holden Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: T-Mobile, Wisper ISP.
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