360 Harris St, Troy, MO 63379 Property Records

Lincoln County property record for 360 Harris St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1960
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Tax Bill	$915 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-80-27-004-005-001.000`

Property Details

APN / Parcel Number

Primary APN	`15-80-27-004-005-001.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)

Location & Zoning

Street Address	360 HARRIS ST
City	TROY
State	MO
Zip	63379-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 40' LOT 7 & W1/2 LOT 8 NAGLE SUBD
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	NAGLE
Legal Lot Number	7-8
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	5
Census Block	5041
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	360 HARRIS ST, TROY, MO 63379-1019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 15, 2026
Property Address	360 HARRIS ST, TROY, MO 63379-1019
Document Number	002517/513
Book / Page	2517 / 513
Map Reference	MB 4 PG 37
Instrument Date	Jan 12, 2026
Instrument	2026000401
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3218 S HIGHWAY W, WINFIELD, MO 63389-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 HARRIS ST, TROY, MO 63379-1019

Mortgage

Document Number	2026000403
Date	Jan 15, 2026
Instrument	2026000403

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 23, 2023
Property Address	360 HARRIS ST, TROY, MO 63379-1019
Document Number	002487/362
Book / Page	2487 / 362
Map Reference	MB 4 PG 37
Instrument Date	Jan 19, 2023
Instrument	2023000494
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 N LINCOLN DR, TROY, MO 63379-1355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 HARRIS ST, TROY, MO 63379-1019

Mortgage

Document Number	2023000495
Date	Jan 23, 2023
Instrument	2023000495

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,004 (+2.97%) Land $1,676 Building $13,328
2025	$915.00 (+6.89%)	$14,571 (+8.24%) Land $1,676 Building $12,895	$78,970 (+11.46%) Land $8,820 Building $70,150
2023	$856.00 (+7%)	$13,462 Land $1,117 Building $12,344	$70,850 Land $5,880 Building $64,970
2022	$800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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