Miami-Dade County property record for 360 Harbor Ln, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,165 sqft · built 1952 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,600,000 (Oct 2020) |
| Tax Bill | $32,619 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Oct 2023 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-001-1490 |
| Primary APN | 24-5205-001-1490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 4,862 sqft Living Area |
| Gross Area | 5,644 sqft |
| 1st Floor Area | 1,165 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Concrete Block |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Porch | Porch |
| Porch Area | 162 sqft |
| Street Address | 360 HARBOR LN |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | 5 & 6 55 42 BISCAYNE KEY ESTS PB 50-61 LOT 3 BLK 10 LOT SIZE 8000 SQ FT OR 12488-3411 0485 4 COC 24947-2228 09 2006 5 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | BISCAYNE KEY ESTS |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 4602 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 360 HARBOR LN, KEY BISCAYNE, FL 33149-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 25, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage AMERANT MORTGAGE LLC |
| Oct 31, 2023 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 6, 2023 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 5, 2020 | Warranty Deed, Transfer · Line of Credit SSP CAPITAL INC |
| Mar 8, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on Record |
| Deed Sale | Oct 5, 2020 · Amount on Record |
| Prior Sale | Mar 8, 2018 · Amount on Record |
| Deed Document Number | 2020561749 |
| Deed Book / Page | 32126 / 3813 |
| Last Transfer Date | Jun 13, 2025 |
| Transfer Doc | 0000483749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jun 25, 2025 |
| Property Address | 360 HARBOR LN, KEY BISCAYNE, FL 33149-1712 |
| Document Number | 0000483749 |
| Book / Page | 34817 / 2719 |
| Map Reference | MB 50 PG 61 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 2025R0483749 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 781 CRANDON BLVD APT 604, 604, KEY BISCAYNE, FL 33149-2545 |
| Name | Verified Name |
|---|---|
| Address | 360 HARBOR LN, KEY BISCAYNE, FL 33149-1712 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002721 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 34817/2721 |
| Name | AMERANT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Oct 31, 2023 |
| Property Address | 360 HARBOR LN, KEY BISCAYNE, FL 33149-1712 |
| Document Number | 0000781169 |
| Book / Page | 33948 / 2581 |
| Map Reference | MB 50 PG 61 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023R0781169 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 781 CRANDON BLVD APT 604, 604, KEY BISCAYNE, FL 33149-2545 |
| Name | Verified Name |
|---|---|
| Address | 781 CRANDON BLVD APT 604, 604, KEY BISCAYNE, FL 33149-2545 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Sep 6, 2023 |
| Property Address | 360 HARBOR LN, KEY BISCAYNE, FL 33149-1712 |
| Document Number | 0000626409 |
| Book / Page | 33868 / 3468 |
| Map Reference | MB 50 PG 61 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023R0626409 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 781 CRANDON BLVD APT 604, 604, KEY BISCAYNE, FL 33149-2545 |
| Name | Verified Name |
|---|---|
| Address | 781 CRANDON BLVD APT 604, 604, KEY BISCAYNE, FL 33149-2545 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Oct 5, 2020 |
| Property Address | 360 HARBOR LN, KEY BISCAYNE, FL 33149-1712 |
| Document Number | 0000561749 |
| Book / Page | 032126 / 003813 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 561749 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1581 BRICKELL AVE #2003 MIAMI FL 331291240, 2003, MIAMI, FL 33129-1240 |
| Document Number | 561751 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 032126/003817 |
| Instrument | 561751 |
| Name | SSP CAPITAL INC |
|---|---|
| Address | 240 CRANDON BLVD # 228, KEY BISCAYNE, FL 33149-1624 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Mar 8, 2018 |
| Property Address | 360 HARBOR LN, KEY BISCAYNE, FL 33149-1712 |
| Document Number | 0000137087 |
| Book / Page | 030887 / 004764 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 137087 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2210 NW 92ND AVE DORAL FL 331724813, DORAL, FL 33172-4813 |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,619.00 (+13.41%) | $2,024,000 (+1%) | $2,080,000 (+13.04%) Land $2,080,000 |
| 2024 | $28,762.00 (+16.69%) | ||
| 2023 | $24,649.00 (+17.56%) | $1,840,000 (+30.31%) Land $1,840,000 | $1,840,000 (+30.31%) Land $1,840,000 |
| 2022 | $20,968.00 | $1,412,000 Land $1,412,000 | $1,412,000 Land $1,412,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 489 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 548 units insured incl. 59 condo units |
| Nearby Flood Claims | 790 (1979–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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