Macon County property record for 360 Grady Loop, Otto, NC 28763 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,400 sqft Heated Area |
| Lot Size | 91,476 sqft (2.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $334,500 (2026) |
| Tax Bill | $1,022.00 (2025) |
| Primary APN | 6570579901 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,400 sqft Heated Area |
| 1st Floor | 1,400 sqft 1st Floor |
| Basement Area | 1,120 sqft Basement |
| Finished Basement | 1,120 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 91,476 sqft (2.1 acres) |
| Deck Area | 192 sqft Deck |
|---|---|
| Patio Area | 140 sqft Patio |
| Porch | Open Porch |
| Porch Area | 538 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 136892 |
|---|---|
| Street Address | 360 GRADY LOOP |
| City | OTTO |
| State | NC |
| Zip | 28763-9232 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRADY LOOP |
| Legal Subdivision | ALAN SCOTT CHESIN |
| Jurisdiction | MACON NC |
| Minor Civil Division | SMITHBRIDGE |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 970700 |
Source: Macon County records · APN 6570579901
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 360 GRADY LOOP, OTTO, NC 28763-9232 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 11, 2009 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Mar 01, 2005 | Deed of Trust, Mortgage SUNTRUST BANK |
| Mar 30, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 19, 2026 | Intrafamily Transfer, Transfer |
| Nov 24, 2014 | Special Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) MACON BANK INC |
| Mar 01, 2005 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Nov 24, 2014 · Amount on Record |
| Deed Doc Number | 20261896 |
| Deed Book / Page | 44 / 1889 |
| Prior Transfer Date | Feb 13, 2026 |
| Prior Transfer Doc | 00F44/2312 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 360 GRADY LOOP, OTTO, NC 28763-9232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00E41/1327 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | E-41/1327 |
| Instrument | 2021008044 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 360 GRADY LOOP, OTTO, NC 28763-9232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00X32/0163 |
|---|---|
| Date | Mar 11, 2009 |
| Book Page | X-32/0163 |
| Instrument | 2008013251 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 360 GRADY LOOP, OTTO, NC 28763-9232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00Y28/0595 |
|---|---|
| Date | Mar 01, 2005 |
| Book Page | Y-28/0595 |
| Instrument | 20058222 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | 27001 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 15, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Mar 30, 2026 |
| Property Address | 360 GRADY LOOP, OTTO, NC 28763-9232 |
| Document Number | 00H44/1889 |
| Book / Page | H-44 / 1889 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026001896 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $669.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 360 GRADY LOOP, OTTO, NC 28763-9232 |
| Document Number | 2026001897 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026001897 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Feb 19, 2026 |
| Property Address | 360 GRADY LOOP, OTTO, NC 28763-9232 |
| Document Number | 00F44/2312 |
| Book / Page | F-44 / 2312 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026001051 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 HEATHERSTONE DR, FRANKLIN, NC 28734-2842 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Nov 24, 2014 |
| Property Address | 360 GRADY LOOP, OTTO, NC 28763-9232 |
| Document Number | 00N36/0258 |
| Book / Page | N-36 / 0258 |
| Instrument Date | Nov 17, 2014 |
| Instrument | 2014007083 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 84 MEADOWBROOK LN, FRANKLIN, NC 28734-2289 |
| Investor | Possibly a Property Investor |
| Document Number | 00N36/0262 |
|---|---|
| Date | Nov 24, 2014 |
| Book Page | N-36/0262 |
| Instrument | 2014007084 |
| Name | MACON BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Dec 01, 2017 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 7.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Mar 01, 2005 |
| Property Address | 360 GRADY LOOP, OTTO, NC 28763-9232 |
| Document Number | 00Y28/0570 |
| Book / Page | Y-28 / 0570 |
| Instrument Date | Feb 24, 2005 |
| Instrument | 20058220 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5051 LISA CT, 5051, TRENTON, MI 48183-4570 |
| Name | Verified Name |
|---|---|
| Address | 3480 CHARTWELL RDG, SUWANEE, GA 30024-1197 |
| Document Number | 00Y28/0572 |
|---|---|
| Date | Mar 01, 2005 |
| Book Page | Y-28/0572 |
| Instrument | 20058221 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2035 |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,300 (-) Land $38,200 Building $228,100 | $266,300 (-) Land $38,200 Building $228,100 | |
| 2025 | $1,022.00 (+1.19%) | $266,300 (-) Land $38,200 Building $228,100 | $266,300 (-) Land $38,200 Building $228,100 |
| 2023 | $1,010.00 | $266,300 Land $38,200 Building $228,100 | $266,300 Land $38,200 Building $228,100 |
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