360 Garner Rd, Cordova, AL 35550 Property Records

Walker County property record for 360 Garner Rd, Cordova, AL 35550

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,240 sqft · built 2020
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Nov 2024)
Tax Bill	$430 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-20-0-001-062.001`

Property Details

APN / Parcel Number

Primary APN	`16-04-20-0-001-062.001`
Alternative APNs	`027762` `502965` `116781`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Lot Area	69,696 sqft (1.6 acres)
Lot Dimensions	290 ft deep x 213 ft wide

Location & Zoning

Account Number	116781
Street Address	360 GARNER RD
City	CORDOVA
State	AL
Zip	35550-3224
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OT
Legal Description	PO NESW 20/14/6 BEG 355.34 W & 211.6 S OF NE COR E 290 SW 213 W 220 N 200 TO POB
Legal Range	06W
Legal Township	14S
Legal Section	20
Jurisdiction	WALKER AL
Township / Civil Division	JASPER
Census Block Group	2
Census Block	2016
Census Tract	20600

Owner

Source: Walker County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	62 JANICE LN, FLORENCE, AL 35633-4219
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 8, 2024	Warranty Deed, Transfer · Commercial Mortgage TRADITIONS BANK
Apr 12, 2023	Warranty Deed, Transfer
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MTG & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER AL
Recording Date	Nov 19, 2024
Property Address	360 GARNER RD, CORDOVA, AL 35550-3224
Document Number	002808/146
Book / Page	2808 / 146
Instrument Date	Nov 5, 2024
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 3RD AVE SW # 285, 285, CULLMAN, AL 35055-4104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 GARNER RD, CORDOVA, AL 35550-3224

Mortgage

Document Number	0028080148
Date	Nov 19, 2024
Instrument	2808/0148

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER AL
Recording Date	Mar 8, 2024
Property Address	360 GARNER RD, CORDOVA, AL 35550-3224
Document Number	002778/197
Book / Page	2778 / 197
Instrument Date	Mar 7, 2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 COUNTY ROAD 1292, VINEMONT, AL 35179-6161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 COUNTY ROAD 76, CULLMAN, AL 35057-4770

Mortgage

Document Number	0027770599
Date	Mar 8, 2024
Instrument	2777-0599

Lender

Name	TRADITIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER AL
Recording Date	Apr 12, 2023
Property Address	360 GARNER RD, CORDOVA, AL 35550-3224
Document Number	002742/425
Book / Page	2742 / 425
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 GARNER RD, CORDOVA, AL 35550-3224

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER AL
Recording Date	Aug 13, 2020
Property Address	360 GARNER RD, CORDOVA, AL 35550-3224
Document Number	002618/124
Book / Page	2618 / 124
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 BURTWOOD ACRES RD, 100, JASPER, AL 35503-8118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	360 GARNER RD, CORDOVA, AL 35550-3224

Mortgage

Document Number	0026190099
Date	Aug 13, 2020
Instrument	2619/0099

Lender

Name	VANDERBILT MTG & FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Walker County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$430.00 (+129.95%)	$16,900 (+91.83%)	$84,500 (-4.09%) Land $14,400 Building $70,100
2024	$187.00 (-0.53%) Homeowner's exemption	$8,810 (-2.87%) Land $1,440 Building $7,370	$88,100 (-2.87%) Land $14,400 Building $73,700
2023	$188.00 (+38.24%) Homeowner's exemption	$9,070 (+28.11%) Land $1,440 Building $7,630	$90,700 (+28.11%) Land $14,400 Building $76,300
2022	$136.00 Homeowner's exemption	$7,080 Land $1,220 Building $5,860	$70,800 Land $12,200 Building $58,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JASPER WATER WORKS & SEWER BOARD serves 28,638 people · EPA ID AL0001336
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, Verizon.

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