360 Garfield Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 360 Garfield Ave, Duluth, MN 55802

Property Summary

Property TypeCommercial
Details21,400 sqft · built 1940
Lot Size0.735 acres (32,042 sqft)
OwnerCompany Name on Record
Last Sale$800,000 (May 2024)
Tax Bill$8,412 (2026)
Deeds & MortgagesNov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN010-1080-00580

Property Details

APN / Parcel Number

Primary APN010-1080-00580
Alternative APNs
  • 1166192
  • 1150514
  • 737849

Interior

Stories1 Story
Building Area21,400 sqft Gross Area
1st Floor Area21,400 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1962
Exterior MaterialBrick Veneer
Lot Area32,042 sqft (0.735 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
Heating FuelGas

Location & Zoning

Account Number1166192
Street Address360 GARFIELD AVE
CityDULUTH
StateMN
Zip55802-2628
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionTHAT PART LYING W OF W LINE OF RY R/WBLK F SERIAL #
Legal SubdivisionDULUTH PROPER SECOND DIVISION
Legal BlockF
Legal Lot Number18
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1006
Census Tract15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address525 S LAKE AVE, 201, DULUTH, MN 55802-2300
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2024 · Amount on Record
Deed SaleMay 20, 2024 · Amount on Record
Prior SaleJul 5, 2023 · Amount on Record
Deed Document Number20241079470
Prior Transfer DateApr 15, 2023
Prior Transfer Doc0001069786
Record UpdatedSep 20, 2026

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address360 GARFIELD AVE, DULUTH, MN 55802-2628
Document Number0001006435
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedJan 9, 2019

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address350 GARFIELD AVE DULUTH MN 558022603, DULUTH, MN 55802-2603

Mortgage

Document Number0001006435
DateDec 27, 2018
Instrument1006435
Lender
NameFRANDSEN BK&TR
TypeBank
AddressCLOQUET, MN 55720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueDec 26, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,412.00 (-4.26%)
2025$8,786.00 (+4.15%)$315,300 (-) Land $119,600 Building $195,700$315,300 (-) Land $119,600 Building $195,700
2024$8,436.00$315,300 (-) Land $119,600 Building $195,700$315,300 (-) Land $119,600 Building $195,700
2022$315,300 Land $119,600 Building $195,700$315,300 Land $119,600 Building $195,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Airfiber
Fixed Wireless
100 / 20
CenturyLink
DSL
60 / 5
AT&T
Fixed Wireless
25 / 3

May also be available: CTC.

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