360 Frankies Rd, Vincent, AL 35178 Property Records

St. Clair County property record for 360 Frankies Rd, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,151 sqft · built 2001
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-05-21-0-002-037.001`

Property Details

APN / Parcel Number

Primary APN	`31-05-21-0-002-037.001`
Alternative APNs	`00501912` `501912` `51660`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,151 sqft Living Area
1st Floor Area	2,389 sqft
Upper Floors Area	509 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00501912
Street Address	360 FRANKIES RD
City	VINCENT
State	AL
Zip	35178-9047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR S2 NW4 SE4 SE 43' SWLY 535.57' SELY 1307.33' TO POB SE 117.37' SE 149.02' SW ALG LML 212' NW 217.57' NE 101.87' TO
Legal Range	03E
Legal Township	18S
Legal Section	21
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1018
Census Tract	40213

Owner

360 Frankies Rd is owned by two individuals who acquired it in April 2020.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1017 COLUMBIA CIR, BIRMINGHAM, AL 35242-1420
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SYNOVUS BANK
May 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 30, 2020
Transfer Doc	0000004663
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	360 FRANKIES RD, VINCENT, AL 35178-9047
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 COLUMBIA CIR, BIRMINGHAM, AL 35242-1420

Mortgage

Document Number	0000053635
Date	Nov 9, 2022
Book Page	MTG 2022/53635

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Oct 24, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	May 14, 2020
Property Address	360 FRANKIES RD, VINCENT, AL 35178-9047
Document Number	0000004663
Book / Page	DEED 2020 / 4663
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2908 VIRGINIA RD, 2908, MOUNTAIN BRK, AL 35223-1254

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	360 FRANKIES RD, VINCENT, AL 35178-9047

Mortgage

Document Number	MTG202020874
Date	May 14, 2020
Instrument	MTG 2020/20874

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 14, 2020
Property Address	360 FRANKIES RD, VINCENT, AL 35178-9047
Document Number	0000004660
Instrument Date	Apr 19, 2020
Instrument	4660
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$142.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	360 FRANKIES RD VINCENT AL 351789047, VINCENT, AL 35178-9047

Tax Assessment & Valuation

The 2025 property tax bill for 360 Frankies Rd was $2,233.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,233.00	$62,040	$620,230
2023		$99,920 Land $23,400 Building $76,520	$499,600 Land $117,000 Building $382,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Frankies Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Frankies Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Brightspeed.

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