360 Firstwatch Dr, Moneta, VA 24121 Property Records

Franklin County property record for 360 Firstwatch Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,718 sqft · built 2007
Lot Size	0.369 acres (16,074 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Nov 2022)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015 10-013 00`

Property Details

APN / Parcel Number

Primary APN	`015 10-013 00`
Alternative APN	`42351`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,718 sqft Living Area
Gross Area	5,156 sqft
1st Floor Area	2,718 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,074 sqft (0.369 acres)
Terrain	Rolling
Garage Area	462 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	42351
Street Address	360 FIRSTWATCH DR
City	MONETA
State	VA
Zip	24121-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SM
Legal Description	LAKEWATCH PLANTATION CARR. HOMES L 13 PH1
Legal Subdivision	LAKEWATCH PLANTATION
Legal Phase	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1018
Census Tract	20302

Owner

360 Firstwatch Dr is owned and occupied by an individual who bought it in November 2022.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	360 FIRSTWATCH DR, MONETA, VA 24121-4018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Nov 21, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Apr 2, 2007 · Amount on File
Deed Document Number	20228518
Deed Book / Page	1192 / 2174
Transfer Doc	0000006689
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	360 FIRSTWATCH DR, MONETA, VA 24121-4018
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012101319
Date	Mar 14, 2024
Book Page	1210/1319
Instrument	240001403

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24016

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 16, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 21, 2022
Property Address	360 FIRSTWATCH DR, MONETA, VA 24121-4018
Document Number	0011922174
Book / Page	1192 / 2174
Map Reference	MB 892 PG 2473
Instrument Date	Nov 15, 2022
Instrument	220008518
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	360 FIRSTWATCH DR, MONETA, VA 24121-4018

Mortgage

Document Number	0220008519
Date	Nov 21, 2022
Instrument	220008519

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 360 Firstwatch Dr was $1,948.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,948.00	$453,200 Land $38,000 Building $415,200	$453,200 Land $38,000 Building $415,200
2023	$1,926.00	$315,800 (-) Land $35,000 Building $280,800	$315,800 (-) Land $35,000 Building $280,800
2022		$315,800 Land $35,000 Building $280,800	$315,800 Land $35,000 Building $280,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Firstwatch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Firstwatch Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Firstwatch Dr

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