360 E Clinton St, Ovid, MI 48866 Property Records

Shiawassee County property record for 360 E Clinton St, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,468 sqft · built 2001
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Apr 2026)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005-16-300-025`

Property Details

APN / Parcel Number

Primary APN	`005-16-300-025`
Alternative APN	`0051630002500`

Interior

Full Baths	2 Baths
Building Area	1,468 sqft Heated Area
1st Floor Area	1,468 sqft
Basement Area	1,468 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Lot Area	47,916 sqft (1.1 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	360 E CLINTON ST
City	OVID
State	MI
Zip	48866-9800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SEC 16 T7N R1E COM AT PT 462 FT S & S8929'42!E 985.50 FT FROM INTR OF S RWY LN OF GTWRR & 3RD PRINCIPLE MERIDIAN IN SEC 17 T7
Legal Range	01E
Legal Township	07N
Legal Section	16
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3018
Census Tract	30200

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 W PEARL ST, OVID, MI 48866-5116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Nov 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Mar 9, 2026	Correction Deed
Feb 27, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Deed Document Number	20263402195
Deed Book / Page	1337 / 620
Prior Transfer Date	Jun 8, 2021
Prior Transfer Doc	0013350736
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	360 E CLINTON ST, OVID, MI 48866-9800
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 E CLINTON ST, OVID, MI 48866-9800

Mortgage

Document Number	0013080879
Date	Jul 17, 2023
Book Page	1308/879
Instrument	3373026

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	360 E CLINTON ST, OVID, MI 48866-9800
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 E CLINTON ST, OVID, MI 48866-9800

Mortgage

Document Number	0013210946
Date	Nov 1, 2024
Book Page	1321/946
Instrument	3386246

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 14, 2026
Property Address	360 E CLINTON ST, OVID, MI 48866-9800
Document Number	0013370620
Book / Page	1337 / 620
Instrument Date	Apr 10, 2026
Instrument	2026.3402195
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$212,807.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W PEARL ST, OVID, MI 48866-5116

Mortgage

Document Number	0003402195,
Date	Apr 14, 2026
Book Page	1337/621
Instrument	2026.3402195

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLINTON MI
Recording Date	Mar 9, 2026
Property Address	360 E CLINTON ST, OVID, MI 48866-9800
Document Number	0005362430
Instrument Date	Mar 5, 2026
Instrument	5362430
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	360 E CLINTON ST, OVID, MI 48866-9800

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 27, 2026
Property Address	360 E CLINTON ST, OVID, MI 48866-9800
Document Number	0013350736
Book / Page	1335 / 736
Instrument Date	Jun 8, 2021
Instrument	3400295
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 E CLINTON ST, OVID, MI 48866-9800

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8945 ROUND LAKE RD, LAINGSBURG, MI 48848-9403

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Middlebury Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,300 (+2.75%)	$216,600 (+2.75%)
2025	$2,177.00 (+2.98%) Homeowner's exemption	$105,400 (+21.01%)	$210,800 (+21.01%)
2024	$2,114.00 (+9.76%)
2023	$1,926.00 Homeowner's exemption	$87,100	$174,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

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