360 Cunningham Meadows Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 360 Cunningham Meadows Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,578 sqft · built 2012
Lot Size	0.505 acres (21,998 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (Nov 2019)
Tax Bill	$3,648 (2025)
Deeds & Mortgages	May 2018 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17 28 6`

Property Details

APN / Parcel Number

Primary APN	`17 28 6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,578 sqft Living Area
Gross Area	5,029 sqft
1st Floor Area	1,050 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,998 sqft (0.505 acres)
Terrain	Rolling
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	304 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	360 CUNNINGHAM MEADOWS DR
City	PALMYRA
State	VA
Zip	22963-4951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 190003493 AC 0.505 CUNNINGHAM MEADOWS
Legal Subdivision	CUNNINGHAM MEADOWS
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1015
Census Tract	20300

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	360 CUNNINGHAM MEADOWS DR, PALMYRA, VA 22963-4951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Nov 15, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Prior Sale	Jan 18, 2012 · Amount on Record
Deed Document Number	20193493
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	360 CUNNINGHAM MEADOWS DR, PALMYRA, VA 22963-4951
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001801438
Date	May 9, 2018
Instrument	1801438

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	360 CUNNINGHAM MEADOWS DR, PALMYRA, VA 22963-4951
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002033
Date	Apr 23, 2021
Instrument	210002033

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Nov 15, 2019
Property Address	360 CUNNINGHAM MEADOWS DR, PALMYRA, VA 22963-4951
Document Number	1903493
Map Reference	PB 2 PG 272
Instrument Date	Oct 8, 2019
Instrument	1903493
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 CUNNINGHAM MEADOWS DR, PALMYRA, VA 22963-4951

Mortgage

Document Number	1903494
Date	Nov 15, 2019
Instrument	1903494

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,200 (-) Land $45,000 Building $438,200	$483,200 (-) Land $45,000 Building $438,200
2025	$3,648.00 (+10.08%)	$483,200 (+23.05%) Land $45,000 Building $438,200	$483,200 (+23.05%) Land $45,000 Building $438,200
2023		$392,700 Land $45,000 Building $347,700	$392,700 Land $45,000 Building $347,700
2022	$3,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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