360 Chaia Rdg, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 360 Chaia Rdg, Pontotoc, MS 38863

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,782 sqft · built 2001
Lot Size	2.3 acres (100,624 sqft)
Owner	Company Name on File
Tax Bill	$196 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone A (high risk)
APN	`081-02-000-008.03`

Property Details

APN / Parcel Number

Primary APN	`081-02-000-008.03`
Alternative APN	`20539`

Interior

Full Baths	1 Bath
Building Area	1,782 sqft Living Area

Exterior

Year Built	Built 2001
Lot Area	100,624 sqft (2.3 acres)
Garage Type	Mixed
Garage Area	720 sqft
Carport	Carport
Carport Area	340 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	288 sqft

Location & Zoning

Account Number	20539
Street Address	360 CHAIA RDG
City	PONTOTOC
State	MS
Zip	38863-5482
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2.31 AC PT N1/2 SE1/4 SW1/4 20072600 5/25/07 20133135 6/7/13 20191905 5/17/19 20224312 10/17/22 20224243 10/12/22 20224634
Legal Tract	3
Jurisdiction	PONTOTOC MS
Township / Civil Division	5
Census Block Group	4
Census Block	4014
Census Tract	950500

Owner

360 Chaia Rdg, a mobile home, is owned by a company that acquired it in August 2024 and is owner-occupied.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record	Company Name on File
Mailing Address	360 CHAIA RDG, PONTOTOC, MS 38863-5482
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage COMMUNITY MORTGAGE AND LOAN INC
Mar 5, 2021	Deed of Trust, Mortgage COMMUNITY MORTGAGE AND LOAN INC
Nov 10, 2022	Quit Claim Deed, Transfer COMMUNITY MORTGAGE AND LOAN INC
Nov 10, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 10, 2022	Quit Claim Deed, Transfer COMMUNITY MORTGAGE AND LOAN INC
Oct 17, 2022	Warranty Deed, Transfer
Oct 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022
Deed Sale	Oct 17, 2022
Prior Sale	Nov 10, 2022
Deed Document Number	2022004312
Last Transfer Date	Aug 20, 2024
Transfer Doc	2024002949
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	360 CHAIA RDG, PONTOTOC, MS 38863-5482
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 CHAIA RDG, PONTOTOC, MS 38863
Investor	Possibly a Property Investor

Mortgage

Document Number	2022004638
Date	Nov 10, 2022
Instrument	2022004638

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	92 Months
Due	Jul 18, 2030

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	360 CHAIA RDG, PONTOTOC, MS 38863-5482
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 CHAIA RDG, PONTOTOC, MS 38863-5482

Mortgage

Document Number	2021000895
Date	Mar 5, 2021
Instrument	2021000895

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	45 Months
Due	Dec 4, 2024

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC MS
Recording Date	Nov 10, 2022
Property Address	360 CHAIA RDG, PONTOTOC, MS 38863-5482
Document Number	2022004634
Instrument Date	Oct 28, 2022
Instrument	2022004634
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	360 CHAIA RDG, PONTOTOC, MS 38863-5482
Investor	Possibly a Property Investor

Mortgage

Document Number	2022004637
Date	Nov 10, 2022
Instrument	2022004637

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2027

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC MS
Recording Date	Nov 10, 2022
Property Address	360 CHAIA RDG, PONTOTOC, MS 38863-5482
Document Number	2022004633
Instrument Date	Oct 28, 2022
Instrument	2022004633
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	238 CHAIA RDG, PONTOTOC, MS 38863-5470
Investor	Possibly a Property Investor

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC MS
Recording Date	Nov 10, 2022
Property Address	360 CHAIA RDG, PONTOTOC, MS 38863-5482
Document Number	2022004633
Instrument Date	Oct 28, 2022
Instrument	2022004633
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	238 CHAIA RDG, PONTOTOC, MS 38863-5470
Investor	Possibly a Property Investor

Mortgage

Document Number	2022004637
Date	Nov 10, 2022
Instrument	2022004637

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2027

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Oct 17, 2022
Property Address	360 CHAIA RDG, PONTOTOC, MS 38863-5482
Document Number	2022004312
Instrument Date	Oct 12, 2022
Instrument	2022004312
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 FINCH ST NW APT 8, 225, VERNON, AL 35592-5655

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Oct 12, 2022
Property Address	360 CHAIA RDG, PONTOTOC, MS 38863-5482
Document Number	2022004243
Instrument Date	Sep 30, 2022
Instrument	2022004243
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 CHAIA RDG, 360, PONTOTOC, MS 38863-5482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 FINCH ST NW APT 8, 8, VERNON, AL 35592-5655

Tax Assessment & Valuation

The 2025 property tax bill for 360 Chaia Rdg was $196 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$196.00 Homeowner's exemption	$1,539	$14,893 Land $9,675 Building $5,218
2023	$285.00	$2,234	$14,893 Land $9,675 Building $5,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Chaia Rdg in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Chaia Rdg is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fulton Telephone Company Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Chaia Rdg

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