360 Cedar St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 360 Cedar St, Chatham, MA 02633

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,060 sqft · built 1960
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Tax Bill$3,787 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNCHAT M:12B B:0020 L:M1

Property Details

APN / Parcel Number

Primary APNCHAT M:12B B:0020 L:M1
Alternative APN
  • 1071

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,060 sqft Living Area
Gross Area1,380 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1969
Architectural StyleHistorical
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1071
Street Address360 CEDAR ST
CityCHATHAM
StateMA
Zip02633-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal SubdivisionHUGH J MCARDLE
Legal Block20
Legal Lot NumberM1
JurisdictionCHATHAM MA
Township / Civil DivisionCHATHAM
Census Block Group2
Census Block2037
Census Tract10700

Owner

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address360 CEDAR ST, CHATHAM, MA 02633-2115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM MA
Property Address360 CEDAR ST, CHATHAM, MA 02633-2115
Document Number31463-169
Instrument DateJul 27, 2018
Transaction TypeMortgage
Record UpdatedSep 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 CEDAR ST CHATHAM MA 026332115, CHATHAM, MA 02633-2115

Mortgage

Document Number31463-169
DateAug 14, 2018
Book Page031463/000169
Instrument39608
Lender
NameSANTANDER BK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 13, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionChatham Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,787.00 (+2.94%)$1,091,400 (+5.91%) Land $871,000 Building $220,400$2,081,925
2024$3,679.00 (+21.3%)$1,030,500 (+31.83%) Land $821,700 Building $208,800
2023$3,033.00$781,700 Land $622,500 Building $159,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 155 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies169 units insured
incl. 14 condo units
Nearby Flood Claims76 (1988–2023)
Claims Outside the SFHA26 of 76
Most Recent ClaimDec 2023 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 4 claims
  • Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims
  • Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM WATER DEPARTMENT
serves 30,000 people · EPA ID MA4055000
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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