360 Cameron Ave NE, Concord, NC 28025 Property Records

Cabarrus County property record for 360 Cameron Ave NE, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,081 sqft · built 1954
Lot Size0.735 acres (32,000 sqft)
Owner2 Individual Names on File
Last Sale$168,500 (Jan 2021)
Tax Bill$1,546 (2023)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5631 03 1892

Property Details

APN / Parcel Number

Primary APN5631 03 1892
Alternative APNs
  • 12057 0019.000000
  • 1172600
  • 144479

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,081 sqft Living Area
Gross Area1,685 sqft
1st Floor Area1,081 sqft
Basement Area432 sqft
Unfinished Basement432 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area32,000 sqft (0.735 acres)
Lot Dimensions200 ft deep x 160 ft wide

Exterior Amenities

PorchPorch
Porch Area80 sqft
Deck Area92 sqft
Patio Area92 sqft
Shed1 Shed
Shed Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number144479
Street Address360 CAMERON AVE NE
CityCONCORD
StateNC
Zip28025-2610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1
Legal DescriptionLTS 70-75 W W HOAGLAND
Legal SubdivisionOVERBROOK
Legal Lot Number70-75
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group2
Census Block2001
Census Tract42300

Owner

360 Cameron Ave NE is owned and occupied by two individuals who bought it in January 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address360 CAMERON AVE NE, CONCORD, NC 28025-2610
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Warranty Deed, Transfer · FHA Mortgage
THRIVE MORTGAGE LLC
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOUSING FIN AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2021 · Amount on File
Deed SaleJan 22, 2021 · Amount on File
Prior SaleApr 29, 1996 · Amount on File
Deed Book / Page14848 / 236
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJan 22, 2021
Property Address360 CAMERON AVE NE, CONCORD, NC 28025-2610
Document Number0014848236
Book / Page14848 / 236
Map ReferenceMB 6 PG 41
Instrument DateJan 22, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$337.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 CAMERON AVE NE, CONCORD, NC 28025-2610

Mortgage

Document Number0014848238
DateJan 22, 2021
Instrument14848/238
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address360 CAMERON AVE NE, CONCORD, NC 28025-2610
Document Number14848248
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4819 WILLIAMS DR GEORGETOWN TX 786332006, GEORGETOWN, TX 78633-2006

Mortgage

Document Number14848248
DateJan 22, 2021
Book Page014848/000248
Instrument2849
Lender
NameHOUSING FIN AGCY
AddressRALEIGH, NC 27611-8066
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,890 Land $75,400 Building $155,490
2024$230,890 (+82.19%) Land $75,400 Building $155,490
2023$1,546.00$126,730 Land $59,800 Building $66,930$126,730 Land $59,800 Building $66,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Cameron Ave NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimJul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Cameron Ave NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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