360 Bertram Rd, Summerville, SC 29485 Property Records

Dorchester County property record for 360 Bertram Rd, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1999
Lot Size	0.162 acres (7,068 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2017)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`152-16-04-003`

Property Details

APN / Parcel Number

Primary APN	`152-16-04-003`
Alternative APN	`R0036819`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,068 sqft (0.162 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0036819
Street Address	360 BERTRAM RD
City	SUMMERVILLE
State	SC
Zip	29485-8391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3_DC
Legal Description	LOT 44 SUBD: SUMMERVILLE ON THE ASHLEY PH 0
Legal Subdivision	SUMMERVILLE ON THE ASHLEY
Legal Phase	1
Legal Tract	B
Legal Lot Number	44
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	10807

Owner

Source: Dorchester County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	360 BERTRAM RD, SUMMERVILLE, SC 29485-8391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Oct 15, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Aug 7, 2019	Deed of Trust, Mortgage · FHA Mortgage SUCCESS MTG PTRS
Nov 17, 2017	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Apr 11, 2014 · Amount on Record
Deed Document Number	201731115
Deed Book / Page	11101 / 300
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Recording Date	Jul 30, 2026
Property Address	360 BERTRAM RD, SUMMERVILLE, SC 29485-8391
Document Number	0000018152
Book / Page	16754 / 314
Instrument Date	Jul 23, 2026
Instrument	202618152
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 BERTRAM RD, SUMMERVILLE, SC 29485-8391

Mortgage

Document Number	0000018152,
Date	Jul 30, 2026
Book Page	16754/314
Instrument	202618152

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 23, 2046

Interest

Rate	6.49%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	360 BERTRAM RD, SUMMERVILLE, SC 29485-8391
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 BERTRAM RD, SUMMERVILLE, SC 29485-8391

Mortgage

Document Number	0143220075
Date	Aug 9, 2022
Book Page	14322/75
Instrument	2022020980

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	360 BERTRAM RD, SUMMERVILLE, SC 29485-8391
Document Number	2904/0193
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	360 BERTRAM RD SUMMERVILLE SC 294858391, SUMMERVILLE, SC 29485-8391

Mortgage

Document Number	2904/0193
Date	Nov 10, 2020
Book Page	012904/000193
Instrument	30550

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	360 BERTRAM RD, SUMMERVILLE, SC 29485-8391
Document Number	2021/0272
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 BERTRAM RD SUMMERVILLE SC 294858391, SUMMERVILLE, SC 29485-8391

Mortgage

Document Number	2021/0272
Date	Aug 13, 2019
Book Page	012021/000272
Instrument	19903

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Nov 17, 2017
Property Address	360 BERTRAM RD, SUMMERVILLE, SC 29485-8391
Document Number	1101/0300
Book / Page	011101 / 000300
Instrument Date	Nov 7, 2017
Instrument	31115
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 BERTRAM RD SUMMERVILLE SC 294858391, SUMMERVILLE, SC 29485-8391

Mortgage

Document Number	1101/0304
Date	Nov 17, 2017
Book Page	011101/000304
Instrument	31116

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00	$11,560 (+32.6%) Land $3,400 Building $8,160	$288,990 (+32.59%) Land $85,000 Building $203,990
2024	$1,635.00 (+10.77%)
2023	$1,476.00 (+1.17%)	$8,718 (+11.48%) Land $1,480 Building $7,238	$217,960 (+11.49%) Land $37,000 Building $180,960
2022	$1,459.00	$7,820 Land $1,380 Building $6,440	$195,500 Land $34,500 Building $161,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	104 units insured incl. 30 condo units
Nearby Flood Claims	88 (1989–2024)
Claims Outside the SFHA	8 of 88
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 14 claims Severe Storms And Flooding, Oct 2015 · 59 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DCWA KNIGHTSVILLE serves 40,141 people · EPA ID SC1820001
Water Source	Purchased surface water from SUMMERVILLE CPW
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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