Polk County property record for 360 4th St, Clear Lake, WI 54005
| Property Type | Commercial |
|---|---|
| Lot Size | 0.366 acres (15,943 sqft) |
| Owner | Company Name on Record |
| Last Sale | $263,000 (Feb 2010) |
| Tax Bill | $2,224 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-00083-0000 |
| Primary APN | 113-00083-0000 |
|---|
| Lot Area | 15,943 sqft (0.366 acres) |
|---|
| Street Address | 360 4TH ST |
|---|---|
| City | CLEAR LAKE |
| State | WI |
| Zip | 54005-8604 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 1 CSM #4175 V18 PG 205 (663100) FKA LOTS 11, 12 & PT OF LOT 10 ORIGINAL PLAT V OF CLEAR LAKE 41754 |
| Legal Range | 15W |
| Legal Township | 32N |
| Legal Section | 19 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK WI |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 961100 |
Source: Polk County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 68, CLEAR LAKE, WI 54005-0068 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK |
| Sep 29, 2017 | Deed of Trust, Mortgage · Commercial Mortgage MICHAEL G JARCHOW |
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2010 · Amount on Record |
| Deed Sale | Feb 19, 2010 · Amount on Record |
| Deed Document Number | 2010768561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 360 4TH ST, CLEAR LAKE, WI 54005-8604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | POLK COUNTY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 855764 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 855764 |
| Name | STERLING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 360 4TH ST, CLEAR LAKE, WI 54005-8604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 855767 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 855767 |
| Name | MICHAEL G JARCHOW |
|---|---|
| Type | Seller |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 360 4TH ST, CLEAR LAKE, WI 54005-8604 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2020 |
| Name | Verified Name |
|---|
| Document Number | 878001 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 878001 |
| Name | STERLING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Polk County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Clear Lake Village |
| Unified School District | Clear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,224.00 (+3.83%) | $114,300 (-) Land $21,500 Building $92,800 | $164,200 (-0.24%) Land $30,886 Building $133,314 |
| 2023 | $2,142.00 | $114,300 Land $21,500 Building $92,800 | $164,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEAR LAKE WATERWORKS serves 1,061 people · EPA ID WI6490335 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NextGen Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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