Cumberland County and Gorham Town property record for 36 Water St, Gorham, ME 04038
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 1,960 sqft · built 1989 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,700 (Nov 2017) |
| Tax Bill | $5,910 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GRHM M:102 B:130 L:002 |
| Primary APN | GRHM M:102 B:130 L:002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 3,240 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 998 |
|---|---|
| Street Address | 36 WATER ST |
| City | GORHAM |
| State | ME |
| Zip | 04038-1020 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | UR |
| Legal Block | 130 |
| Legal Lot Number | 2 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4002 |
36 Water St, a duplex, is owned by an individual who bought it in November 2017.
Source: Cumberland County and Gorham Town records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 SPILLER RD, GORHAM, ME 04038-2186 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Nov 30, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on File |
| Deed Sale | Nov 30, 2017 · Amount on File |
| Prior Sale | Sep 2, 2014 · Amount on File |
| Deed Document Number | 201760844 |
| Deed Book / Page | 34497 / 237 |
| Transfer Doc | 0344970237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 36 WATER ST, GORHAM, ME 04038-1020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0385150256 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 38515/256 |
| Instrument | 56484 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Nov 30, 2017 |
| Property Address | 36 WATER ST, GORHAM, ME 04038-1020 |
| Document Number | 0344970237 |
| Book / Page | 34497 / 0237 |
| Instrument | 000000060844 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000060845 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 000000060845 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 30, 2047 |
The 2025 property tax bill for 36 Water St was $5,910, up 0.7% from the year before.
Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,910.00 (+0.68%) | $399,300 (-) Land $102,900 Building $296,400 |
| 2024 | $5,870.00 | $399,300 Land $102,900 Building $296,400 |
| 2022 | $5,131.00 | $399,300 Land $102,900 Building $296,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 36 Water St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 36 Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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