36 Vanover Dr, Stearns, KY 42647 Property Records

McCreary County property record for 36 Vanover Dr, Stearns, KY 42647

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,110 sqft · built 1976
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Jul 2019)
Tax Bill	$312 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106-30-01-027.00`

Property Details

APN / Parcel Number

Primary APN	`106-30-01-027.00`
Alternative APN	`11449`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,110 sqft Living Area
Basement Area	1,026 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other
Water Source	Commercial

Location & Zoning

Street Address	36 VANOVER DR
City	STEARNS
State	KY
Zip	42647-6172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 TRACTS & HSE
Legal Tract	2
Jurisdiction	MCCREARY KY
Township / Civil Division	STEARNS-WHITLEY CITY
Census Block Group	2
Census Block	2023
Census Tract	960302

Owner

Source: McCreary County records · APN 106-30-01-027.00

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	36 VANOVER DR, STEARNS, KY 42647-6172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Document Number	128314
Deed Book / Page	D219 / 725
Record Updated	Jun 08, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCREARY KY
Recording Date	Jul 16, 2019
Property Address	36 VANOVER DR, STEARNS, KY 42647-6172
Document Number	00D219/725
Book / Page	D219 / 725
Map Reference	DB 201 PG 442
Instrument Date	Jul 09, 2019
Instrument	128314
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 684, BURNSIDE, KY 42519-0684

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42647 684, BURNSIDE, KY 42519

Mortgage

Document Number	00M220/295
Date	Jul 16, 2019
Book Page	M220/295
Instrument	128315

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$312.00 (-7.96%)	$88,000 (-)	$88,000 (-)
2023	$339.00 Homeowner's exemption	$88,000	$88,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 16, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 79% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative, Inc. (KY & TN) Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 40 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.