36 Tower Dr, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 36 Tower Dr, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1959
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,999 (Jan 2020)
Tax Bill	$12,672 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00300-0000-00053`

Property Details

APN / Parcel Number

Primary APN	`04-00300-0000-00053`
Alternative APN	`040030000053`

Interior

Stories	2 Stories
Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040030000053
Street Address	36 TOWER DR
City	CEDAR GROVE
State	NJ
Zip	07009-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X160+96X160TRI IRR
Legal Subdivision	TOWER ESTATES
Legal Block	300
Legal Lot Number	53
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	5
Census Block	5007
Census Tract	21300

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 TOWER DR, CEDAR GROVE, NJ 07009-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Jan 27, 2020	Grant Deed, Transfer · Conventional with PMI SPENCER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	20209704
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	36 TOWER DR, CEDAR GROVE, NJ 07009-1131
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082474
Date	Sep 9, 2022
Instrument	2022082474

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 27, 2020
Property Address	36 TOWER DR, CEDAR GROVE, NJ 07009-1131
Document Number	0000009704
Instrument Date	Dec 30, 2019
Instrument	9704
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36 TOWER DR CEDAR GROVE NJ 070091131, CEDAR GROVE, NJ 07009-1131

Mortgage

Document Number	9708
Date	Jan 27, 2020
Instrument	9708

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 26, 2040

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$755,100 (+60.11%) Land $389,600 Building $365,500	$755,100 (+60.11%) Land $389,600 Building $365,500
2025	$12,672.00 (+2.8%)	$471,600 (+3.26%) Land $256,200 Building $215,400	$471,600 (+3.26%) Land $256,200 Building $215,400
2024	$12,327.00 (+5.28%)
2023		$456,700 Land $256,200 Building $200,500	$456,700 Land $256,200 Building $200,500
2022	$11,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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