36 Susan Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 36 Susan Dr, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,900 sqft · built 1989
Lot Size	0.231 acres (10,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Sep 2006)
Tax Bill	$8,360 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-E B:0006 L:0025`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-E B:0006 L:0025`
Alternative APNs	`M:012=E B:0006 L:0025` `2193022`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,900 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	1,500 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,071 sqft (0.231 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2193022
Street Address	36 SUSAN DR
City	SAUGUS
State	MA
Zip	01906-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	OAK POINT ROAD
Legal Block	6
Legal Lot Number	25
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2005
Census Tract	208301

Owner

Source: Essex County and Saugus Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 SUSAN DR, SAUGUS, MA 01906-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FCU
Sep 4, 2018	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FCU
Apr 22, 2020	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER FIRST FEDERAL CREDIT UNION
Sep 17, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2006 · Amount on Record
Deed Sale	Sep 29, 2006 · Amount on Record
Prior Sale	Mar 21, 1989 · Amount on Record
Deed Book / Page	26131 / 314
Last Transfer Date	Sep 14, 2019
Transfer Doc	37849-601
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	36 SUSAN DR, SAUGUS, MA 01906-1238
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040241-174
Date	Sep 2, 2021
Book Page	40241/174
Instrument	20210902000660

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	36 SUSAN DR, SAUGUS, MA 01906-1238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36346-528
Date	Nov 20, 2017
Book Page	36346/528
Instrument	171120004580

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	36 SUSAN DR, SAUGUS, MA 01906-1238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36987-226
Date	Sep 4, 2018
Book Page	36987/226
Instrument	180904000580

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	36 SUSAN DR, SAUGUS, MA 01906-1238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38441-400
Date	Apr 22, 2020
Book Page	38441/400
Instrument	20200422000850

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 17, 2019
Property Address	36 SUSAN DR, SAUGUS, MA 01906-1238
Document Number	37849-601
Book / Page	37849 / 601
Instrument Date	Sep 14, 2019
Instrument	20190917003910
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SUSAN DR, SAUGUS, MA 01906-1238

Mortgage

Document Number	37849-603
Date	Sep 17, 2019
Book Page	37849/603
Instrument	20190917003920

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,360.00 (+3.29%)	$782,800 (+3%) Land $355,800 Building $427,000	$938,315
2024	$8,094.00 (+2.51%)	$760,000 (+8.39%) Land $342,300 Building $417,700
2023	$7,896.00	$701,200 Land $310,700 Building $390,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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