36 Surf Ln, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 36 Surf Ln, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,408 sqft · built 1973
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Company Names on Record
Last Sale	$1,775,000 (Sep 2025)
Tax Bill	$13,204 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`KENB M:092 L:022`

Property Details

APN / Parcel Number

Primary APN	`KENB M:092 L:022`
Alternative APNs	`M:092 L:022 U:000` `406`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	2,862 sqft
1st Floor Area	1,288 sqft
Basement Area	1,242 sqft
Unfinished Basement	621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Oil

Location & Zoning

Account Number	406
Street Address	36 SURF LN
City	KENNEBUNK
State	ME
Zip	04043-7681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Subdivision	SEABREEZE ACRES
Legal Lot Number	22
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2037
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21 GRANTLAND RD, WELLESLEY HILLS, MA 02481-7607
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Nov 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Nov 30, 2018
Deed Document Number	202533839
Deed Book / Page	19746 / 126
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Sep 22, 2025
Property Address	36 SURF LN, KENNEBUNK, ME 04043-7681
Document Number	0197460126
Book / Page	19746 / 126
Instrument Date	Sep 19, 2025
Instrument	2025033839
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 GRANTLAND RD, WELLESLEY, MA 02481-7607

Mortgage

Document Number	2025033840
Date	Sep 22, 2025
Instrument	2025033840

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Nov 30, 2018
Property Address	36 SURF LN, KENNEBUNK, ME 04043-7681
Document Number	0178520459
Book / Page	017852 / 000459
Instrument Date	Nov 30, 2018
Instrument	50053
Transaction Type	Transfer
Record Updated	Dec 24, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 EVERGREEN AVE KENNEBUNK ME 040437640, KENNEBUNK, ME 04043-7640

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,204.00 (+38.39%)	$1,340,500 (+138.14%) Land $993,900 Building $346,600
2024	$9,541.00 (+5.6%)	$562,900 (-) Land $381,700 Building $181,200
2023	$9,035.00 (+9.94%)	$562,900 (-) Land $381,700 Building $181,200	$2,012,290
2022	$8,218.00	$562,900 Land $381,700 Building $181,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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