36 Summer Ridge Dr, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 36 Summer Ridge Dr, Stuarts Draft, VA 24477

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,268 sqft · built 2006
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2019)
Tax Bill	$2,090 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085I 2 75`

Property Details

APN / Parcel Number

Primary APN	`085I 2 75`
Alternative APN	`44001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	5,150 sqft
1st Floor Area	1,915 sqft
Basement Area	1,915 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	36 SUMMER RIDGE DR
City	STUARTS DRAFT
State	VA
Zip	24477-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	85I-(2)-75 SEASONS RIDGE AT EAST HAMPTON PH 2 .344 ACS
Legal Subdivision	SEASONS RIDGE AT EAST HAMPTON PH 2
Jurisdiction	AUGUSTA VA
Township / Civil Division	SOUTH RIVER
Census Block Group	2
Census Block	2009
Census Tract	71202

Owner

36 Summer Ridge Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Augusta County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36 SUMMER RIDGE DR, STUARTS DRAFT, VA 24477-2665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB
Jan 2, 2019	Deed, Transfer · Stand-Alone First Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on File
Deed Sale	Jan 2, 2019 · Amount on File
Prior Sale	Dec 19, 2013 · Amount on File
Deed Document Number	20193
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	36 SUMMER RIDGE DR, STUARTS DRAFT, VA 24477-2665
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260000210
Date	Jan 9, 2026
Instrument	260000210

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	36 SUMMER RIDGE DR, STUARTS DRAFT, VA 24477-2665
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004562
Date	Jun 8, 2020
Instrument	200004562

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	AUGUSTA VA
Recording Date	Jan 2, 2019
Property Address	36 SUMMER RIDGE DR, STUARTS DRAFT, VA 24477-2665
Document Number	0190000003
Instrument Date	Dec 31, 2018
Instrument	190000003
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SUMMER RIDGE DR, STUARTS DRAFT, VA 24477-2665

Mortgage

Document Number	0190000004
Date	Jan 2, 2019
Instrument	190000004

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 36 Summer Ridge Dr was $2,090.

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,090.00	$402,100 (-) Land $60,000 Building $342,100
2025		$402,100 Land $60,000 Building $342,100
2024			$402,100 (+52.54%) Land $60,000 Building $342,100
2023	$1,660.00	$263,600 Land $55,000 Building $208,600	$263,600 Land $55,000 Building $208,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Summer Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Summer Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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