36 Sturbridge Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 36 Sturbridge Dr, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,716 sqft · built 1992
Owner	2 Individual Names on File
Last Sale	$259,000 (Oct 2020)
Tax Bill	$3,391 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-221.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-221.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,716 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Dimensions	142 ft deep x 80 ft wide
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999918221.00
Street Address	36 STURBRIDGE DR
City	COLD SPRING
State	KY
Zip	41076-2177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 128 SECTION 8 STURBRIDGE SUBD
Legal Subdivision	STURBRIDGE
Legal Phase	8
Legal Lot Number	128
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4015
Census Tract	53100

Owner

36 Sturbridge Dr is owned and occupied by two individuals who acquired it in October 2020.

Source: Campbell County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36 STURBRIDGE DR, COLD SPRING, KY 41076-2177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Apr 1, 2003 · Amount on File
Deed Document Number	0000342660
Deed Book / Page	342 / 660
Last Transfer Date	Oct 21, 2020
Transfer Doc	0005119384
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 21, 2020
Property Address	36 STURBRIDGE DR, COLD SPRING, KY 41076-2177
Document Number	0005119384
Book / Page	000342 / 000660
Instrument Date	Oct 16, 2020
Instrument	5119384
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36 STURBRIDGE DR COLD SPRING KY 410762177, COLD SPRING, KY 41076-2177

Mortgage

Document Number	5119385
Date	Oct 21, 2020
Book Page	001020/000334
Instrument	5119385

Lender

Name	GOLD FIN'L SVCS
Type	Funding / Finance Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 36 Sturbridge Dr was $3,391.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,391.00	$279,800 Land $40,000 Building $239,800	$279,800 Land $40,000 Building $239,800
2023	$3,357.00 (+3.71%)	$279,800 (+8.03%) Land $40,000 Building $239,800	$279,800 (+8.03%) Land $40,000 Building $239,800
2022	$3,237.00	$259,000 Land $25,000 Building $234,000	$259,000 Land $25,000 Building $234,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Sturbridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Sturbridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20