36 Stoney Fork Ln, Middlesboro, KY 40965 Property Records

Bell County property record for 36 Stoney Fork Ln, Middlesboro, KY 40965

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	968 sqft · built 1997
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Tax Bill	$321 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`057-10-02-017.00`

Property Details

APN / Parcel Number

Primary APN	`057-10-02-017.00`
Alternative APNs	`2005` `2148`

Interior

Building Area	968 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Driveway	Gravel Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	2148
Street Address	36 STONEY FORK LN
City	MIDDLESBORO
State	KY
Zip	40965-9065
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	NW NT8 (0.280 ACRE & HOME)
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	3
Census Block	3014
Census Tract	960800

Owner

Source: Bell County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 STONEY FORK LN, MIDDLESBORO, KY 40965-9065
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE FINANCIAL INC
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit FIRST STATE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 14, 2005
Transfer Doc	00D330/123
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	36 STONEY FORK LN, MIDDLESBORO, KY 40965-9065
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M382/399
Date	Jul 5, 2022
Book Page	M382/399
Instrument	192341

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	36 STONEY FORK LN, MIDDLESBORO, KY 40965-9065
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 STONEY FORK LN, MIDDLESBORO, KY 40965-9065

Mortgage

Document Number	00M346/412
Date	Oct 27, 2017
Book Page	M346/412
Instrument	173242

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 11, 2042

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$321.00 (+2.23%)	$30,000 (-) Land $30,000	$30,000 (-) Land $30,000
2023	$314.00	$30,000	$30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	7 of 20
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 76% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100

May also be available: Verizon.

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