36 Spruce Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 36 Spruce Dr, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,731 sqft · built 1986
Lot Size	0.783 acres (34,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (May 2000)
Tax Bill	$15,578 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00816-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`32-00816-0000-00025`
Alternative APNs	`320081600025` `8425`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,731 sqft Living Area
1st Floor Area	2,018 sqft
Upper Floors Area	2,101 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	34,125 sqft (0.783 acres)
Lot Dimensions	273 ft deep x 125 ft wide
Garage Area	388 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	8425
Street Address	36 SPRUCE DR
City	MIDDLETOWN
State	NJ
Zip	07748-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-22
Legal Subdivision	TOWNSHIP/MIDDLETOWN
Legal Block	816
Legal Lot Number	25
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1008
Census Tract	801100

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 SPRUCE DR, MIDDLETOWN, NJ 07748-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2000 · Amount on Record
Deed Sale	May 8, 2000 · Amount on Record
Deed Book / Page	5931 / 608
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	36 SPRUCE DR, MIDDLETOWN, NJ 07748-3429
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	COMMONWEALTH TITLE MONMOUTH AGENCY, COMMONWEALTH TTL MONMOUTH AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094974103
Date	Apr 1, 2021
Book Page	9497/4103
Instrument	2021053253

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,014,300 (+5.09%) Land $556,300 Building $458,000	$1,014,300 (+5.09%) Land $556,300 Building $458,000
2025	$15,578.00 (+8.8%)	$965,200 (+12.77%) Land $511,300 Building $453,900	$965,200 (+12.77%) Land $511,300 Building $453,900
2024	$14,318.00 (+7.03%)
2023		$855,900 Land $400,800 Building $455,100	$855,900 Land $400,800 Building $455,100
2022	$13,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20