36 Smith Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 36 Smith Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,472 sqft · built 1987
Lot Size	1.6 acres (69,783 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Jun 2022)
Tax Bill	$6,398 (2026)
Deeds & Mortgages	Nov 2024 Line of Credit Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0007 B:000A L:00005-5`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0007 B:000A L:00005-5`
Alternative APNs	`CHRL M:0007 B:000A L:00005-5` `M:0007 B:000A L:00005=5`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
Gross Area	4,428 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	69,783 sqft (1.6 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	36 SMITH RD
City	CHARLTON
State	MA
Zip	01507-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	PROPERTY SURVEYED TUCKER FARM
Legal Block	A
Legal Lot Number	5-5
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1000
Census Tract	756102

Owner

36 Smith Rd is owned and occupied by an individual who bought it in June 2022.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	36 SMITH RD, CHARLTON, MA 01507-1618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2024	Deed of Trust, Mortgage · Line of Credit ROCKLAND CREDIT UNION
Jun 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 30, 2017	Quit Claim Deed, Transfer OCWEN FIN SVC INC
Jan 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Jun 30, 2017 · Amount on File
Deed Book / Page	67750 / 264
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	36 SMITH RD, CHARLTON, MA 01507-1618
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00071322-6
Date	Nov 20, 2024
Book Page	71322/6
Instrument	97033

Lender

Name	ROCKLAND CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Jun 15, 2022
Property Address	36 SMITH RD, CHARLTON, MA 01507-1618
Document Number	067750-264
Book / Page	67750 / 264
Instrument Date	Jun 15, 2022
Instrument	64983
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SMITH RD, CHARLTON, MA 01507-1618

Mortgage

Document Number	0000064984
Date	Jun 15, 2022
Instrument	64984

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Jun 30, 2017
Property Address	36 SMITH RD, CHARLTON, MA 01507-1618
Document Number	57349-260
Book / Page	57349 / 260
Instrument	68919
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SMITH RD, CHARLTON, MA 01507-1618

Mortgage

Document Number	573490262
Date	Jun 30, 2017
Instrument	57349/0262

Lender

Name	OCWEN FIN SVC INC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 30, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Jan 13, 2017
Property Address	36 SMITH RD, CHARLTON, MA 01507-1618
Document Number	56613-354
Book / Page	056613 / 000354
Instrument Date	Dec 20, 2016
Instrument	5095
Transaction Type	Transfer
Record Updated	Nov 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SMITH RD WORCESTER MA 01601, WORCESTER, MA 01601

Tax Assessment & Valuation

The 2026 property tax bill for 36 Smith Rd was $6,398, up 1.7% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,398.00 (+1.72%)	$584,800 (+3.49%) Land $118,200 Building $466,600	$617,921 (-8.1%)
2025	$6,290.00 (+2.98%)	$565,100 (+4.92%) Land $112,200 Building $452,900	$672,410 (+8.01%)
2024	$6,108.00 (-5.4%)	$538,600 (+1.51%) Land $106,100 Building $432,500	$622,535
2023	$6,457.00	$530,600 Land $105,800 Building $424,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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