Essex County and Lynn City property record for 36 Severance St, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,540 sqft · built 1910 |
| Lot Size | 0.139 acres (6,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Feb 2019) |
| Tax Bill | $5,156 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2024 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:074 L:182 S:016 |
| Primary APN | B:074 L:182 S:016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 2,106 sqft |
| Basement Area | 506 sqft |
| Unfinished Basement | 506 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,068 sqft (0.139 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 36 SEVERANCE ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-2245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | DONEGAL ROAD |
| Legal Block | 182 |
| Legal Lot Number | 16 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 205300 |
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 36 SEVERANCE ST, LYNN, MA 01904-2245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Apr 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jul 13, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC |
| Feb 22, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKLAND TR |
| Apr 11, 2018 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2019 · Amount on Record |
| Deed Sale | Feb 22, 2019 · Amount on Record |
| Prior Sale | Apr 11, 2018 · Amount on Record |
| Deed Document Number | 201920190222003810 |
| Deed Book / Page | 37344 / 6 |
| Last Transfer Date | Jul 8, 2021 |
| Transfer Doc | 040077-411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 36 SEVERANCE ST, LYNN, MA 01904-2245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043215-263 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 43215/263 |
| Instrument | 20260206002680 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 36 SEVERANCE ST, LYNN, MA 01904-2245 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 042081-499 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 42081/499 |
| Instrument | 20240424000160 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Jul 13, 2021 |
| Property Address | 36 SEVERANCE ST, LYNN, MA 01904-2245 |
| Document Number | 040077-411 |
| Book / Page | 40077 / 411 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 20210713003460 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 36 SEVERANCE ST, LYNN, MA 01904-2245 |
| Document Number | 040077-414 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 40077/414 |
| Instrument | 20210713003470 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Feb 22, 2019 |
| Property Address | 36 SEVERANCE ST, LYNN, MA 01904-2245 |
| Document Number | 37344-6 |
| Book / Page | 037344 / 000006 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 1902223810 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,345.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 SEVERANCE ST LYNN MA 019042245, LYNN, MA 01904-2245 |
| Document Number | 37344-9 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 037344/000009 |
| Instrument | 1902223820 |
| Name | ROCKLAND TR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2049 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Apr 11, 2018 |
| Property Address | 36 SEVERANCE ST, LYNN, MA 01904-2245 |
| Document Number | 36640-552 |
| Book / Page | 036640 / 000552 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 1804111740 |
| Transaction Type | Foreclosure |
| Record Updated | May 1, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,276.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132 |
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,156.00 (+5.42%) | $497,700 (+7.15%) Land $175,100 Building $322,600 | $553,090 |
| 2024 | $4,891.00 (+2.17%) | $464,500 (+8.2%) Land $174,000 Building $290,500 | |
| 2023 | $4,787.00 | $429,300 Land $174,000 Building $255,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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