Garrard County property record for 36 Settlement Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 2006 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $203,000 (Oct 2018) |
| Tax Bill | $2,213 (2025) |
| Deeds & Mortgages | Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25 |
| Primary APN | 05-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 20475 |
|---|---|
| Street Address | 36 SETTLEMENT DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.090 AC |
| Legal Subdivision | BRIGHT LEAF |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 970102 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 36 SETTLEMENT DR, LANCASTER, KY 40444-8013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on Record |
| Deed Sale | Oct 22, 2018 · Amount on Record |
| Deed Document Number | 2018141833 |
| Deed Book / Page | 295 / 832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 22, 2018 |
| Property Address | 36 SETTLEMENT DR, LANCASTER, KY 40444-8013 |
| Document Number | 00D295/832 |
| Book / Page | D295 / 832 |
| Map Reference | DB 245 PG 40 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 141833 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $203.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36 SETTLEMENT DR, 36, LANCASTER, KY 40444-8013 |
| Name | Verified Name |
|---|---|
| Address | 36 SETTLEMENT DR, LANCASTER, KY 40444-8013 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,000 (-) Land $35,000 Building $180,000 | $215,000 (-) Land $35,000 Building $180,000 | |
| 2025 | $2,213.00 (-0.45%) | $215,000 (-) Land $35,000 Building $180,000 | $215,000 (-) Land $35,000 Building $180,000 |
| 2024 | $2,223.00 (-2.84%) | $215,000 (-) Land $35,000 Building $180,000 | $215,000 (-) Land $35,000 Building $180,000 |
| 2023 | $2,288.00 (+4.95%) | $215,000 (+5.91%) Land $35,000 Building $180,000 | $215,000 (+5.91%) Land $35,000 Building $180,000 |
| 2022 | $2,180.00 | $203,000 Land $33,000 Building $170,000 | $203,000 Land $33,000 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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