Worcester County and Southbridge Town City property record for 36 School St, Southbridge, MA 01550
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,930 sqft · built 1900 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Aug 2025) |
| Tax Bill | $5,231 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jul 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SBRI M:0049 B:0171 L:00001 |
| Primary APN | SBRI M:0049 B:0171 L:00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 3,196 sqft |
| 1st Floor Area | 944 sqft |
| Attic | Attic |
| Attic Area | 704 sqft |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2916 |
|---|---|
| Street Address | 36 SCHOOL ST |
| City | SOUTHBRIDGE |
| State | MA |
| Zip | 01550-1720 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Block | 171 |
| Legal Lot Number | 1 |
| Jurisdiction | SOUTHBRIDGE MA |
| Township / Civil Division | SOUTHBRIDGE TOWN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 757100 |
36 School St, a duplex, is owned and occupied by an individual who bought it in August 2025.
Source: Worcester County and Southbridge Town City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 36 SCHOOL ST, SOUTHBRIDGE, MA 01550-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2025 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 27, 2017 | Deed of Trust, Mortgage CORNERSTONE BANK |
| Jul 10, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE BANK |
| Aug 12, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE BANK |
| Oct 8, 2021 | Quit Claim Deed, Transfer · FHA Mortgage SEACOAST MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on File |
| Deed Sale | Aug 1, 2025 · Amount on File |
| Prior Sale | Oct 8, 2021 · Amount on File |
| Deed Book / Page | 72344 / 266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Recording Date | Aug 1, 2025 |
| Property Address | 36 SCHOOL ST, SOUTHBRIDGE, MA 01550-1720 |
| Document Number | 072344-266 |
| Book / Page | 72344 / 266 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 64343 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 SCHOOL ST, SOUTHBRIDGE, MA 01550-1720 |
| Document Number | 0000064344 |
|---|---|
| Date | Aug 1, 2025 |
| Instrument | 64344 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Property Address | 36 SCHOOL ST, SOUTHBRIDGE, MA 01550-1720 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057483-40 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 57483/40 |
| Instrument | 80332 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Property Address | 36 SCHOOL ST, SOUTHBRIDGE, MA 01550-1720 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 060681-190 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 60681/190 |
| Instrument | 65614 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Property Address | 36 SCHOOL ST, SOUTHBRIDGE, MA 01550-1720 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 063010-207 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 63010/207 |
| Instrument | 90023 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Recording Date | Oct 8, 2021 |
| Property Address | 36 SCHOOL ST, SOUTHBRIDGE, MA 01550-1720 |
| Document Number | 66261-189 |
| Book / Page | 66261 / 189 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 142380 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 36 SCHOOL ST, SOUTHBRIDGE, MA 01550-1720 |
| Document Number | 142381 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 142381 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 36 School St was $5,231, up 3.8% from the year before.
Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Southbridge Town City |
| Unified School District | Southbridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,231.00 (+3.79%) | $356,800 (+8.02%) Land $37,100 Building $319,700 | $371,888 |
| 2024 | $5,040.00 (+6.78%) | $330,300 (+10.84%) Land $30,900 Building $299,400 | |
| 2023 | $4,720.00 | $298,000 Land $30,900 Building $267,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 36 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 36 School St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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