36 Russo Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 36 Russo Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,973 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2018)
Tax Bill	$6,240 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7032-00380-0100`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7032-00380-0100`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,973 sqft Heated Area
Gross Area	3,667 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	36 RUSSO DR
City	PALM COAST
State	FL
Zip	32164-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 32 BL 38 LT 10 OR 270 PG 239 OR 655 PG 1866 OR 667 PG 1696 OR 680 PG 1994 OR 763 PG 341 OR 1260 PG 520 OR 1260
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	38
Legal Lot Number	10
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1011
Census Tract	60214

Owner

36 Russo Dr is owned by an individual who bought it in November 2018.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	80 HILLCREST CIR, SPRUCE PINE, NC 28777-2927
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2018	Warranty Deed, Transfer · ARM BAC FLORIDA BANK
Feb 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2018 · Amount on File
Deed Sale	Nov 6, 2018 · Amount on File
Prior Sale	Feb 22, 2017
Deed Document Number	2018041680
Deed Book / Page	2316 / 1563
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 6, 2018
Property Address	36 RUSSO DR, PALM COAST, FL 32164-8906
Document Number	0023161563
Book / Page	2316 / 1563
Map Reference	MB10 PG59
Instrument Date	Oct 30, 2018
Instrument	2018041680
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COVENANT CLOSING & TITLE SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 351181, PALM COAST, FL 32135-1181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	AV BERNARDO VIEIRA DE MELO 6103 CANDEIANS JABOATOA DOS GUARA, XX 00000

Mortgage

Document Number	2018041681
Date	Nov 6, 2018
Instrument	2018041681

Lender

Name	BAC FLORIDA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	11.8%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 22, 2017
Property Address	36 RUSSO DR, PALM COAST, FL 32164-8906
Document Number	0021881504
Book / Page	002188 / 001504
Instrument Date	Feb 20, 2017
Instrument	6606
Transaction Type	Transfer
Record Updated	May 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 351181 PALM COAST FL 321351181, PALM COAST, FL 32135-1181

Tax Assessment & Valuation

The 2025 property tax bill for 36 Russo Dr was $6,240.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,240.00	$343,342 Land $52,000 Building $291,342	$343,342 Land $52,000 Building $291,342
2023	$5,862.00 (+4.66%)	$344,791 (+2.42%) Land $41,000 Building $303,791	$344,791 (+2.42%) Land $41,000 Building $303,791
2022	$5,601.00	$336,641 Land $42,000 Building $294,641	$336,641 Land $42,000 Building $294,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Russo Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Russo Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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