36 Ruggles Hill Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 36 Ruggles Hill Rd, Hardwick, MA 01037

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,054 sqft · built 1905
Lot Size0.574 acres (25,003 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Apr 2004)
Tax Bill$2,207 (2025)
Deeds & MortgagesAug 2023 Refinance
APN1470-00900

Property Details

APN / Parcel Number

Primary APN1470-00900
Alternative APNs
  • HARD M:1470 B:0000 L:0090-0
  • M:1210 B:0000 L:0006-0

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,054 sqft Living Area
Gross Area2,087 sqft
1st Floor Area768 sqft
Basement Area572 sqft
Unfinished Basement572 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleColonial
Exterior MaterialOther
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,003 sqft (0.574 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1470-00900
Street Address36 RUGGLES HILL RD
CityHARDWICK
StateMA
Zip01037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeV
Legal Lot Number90-0
JurisdictionHARDWICK MA
Township / Civil DivisionHARDWICK
Census Block Group1
Census Block1077
Census Tract723100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hardwick Village Historic District
listed 1991 · 81 contributing resources · NRIS 91001849

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

36 Ruggles Hill Rd is owned by an individual who bought it in April 2004.

Source: Worcester County and Hardwick Town records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 75, WHEELWRIGHT, MA 01094-0075
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2004 · Amount on File
Deed SaleApr 30, 2004 · Amount on File
Deed Document Number200474949
Deed Book / Page33479 / 226
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDWICK MA
Property Address36 RUGGLES HILL RD, HARDWICK, MA 01037
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069502-179
DateAug 10, 2023
Book Page69502/179
Instrument65719
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 36 Ruggles Hill Rd was $2,207, up 4.2% from the year before.

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHardwick Town
Unified School DistrictQuabbin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,207.00 (+4.2%)$167,800 (-) Land $45,900 Building $121,900$276,925 (+1.32%)
2024$2,118.00 (+2.07%)$167,800 (+7.56%) Land $45,900 Building $121,900$273,315
2023$2,075.00$156,000 Land $43,900 Building $112,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 36 Ruggles Hill Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Ruggles Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDWICK CENTER WATER DISTRICT
serves 80 people · EPA ID MA1124000
Water SourceGroundwater
Last State InspectionOct 2025
Lead16 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ruggles Hill Rd

Nearby Streets

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