36 Rose St, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 36 Rose St, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,528 sqft · built 1989
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Dec 2025)
Tax Bill	$11,656 (2024)
Deeds & Mortgages	Mar 2024 Refinance Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 32.-4-45`

Property Details

APN / Parcel Number

Primary APN	`473489 32.-4-45`
Alternative APNs	`0800-032.00-04.00-045.000` `348903200000040450000000` `4734009180` `S60161`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,528 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	760 sqft
2nd Floor Area	768 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Urban
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	840 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S60161
Street Address	36 ROSE ST
City	SMITHTOWN
State	NY
Zip	11787-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-599126 TC-62 117 LTS 30-32 INC RAPALLO PARK BLK 15
Legal Subdivision	RAPPALO PK
Legal Block	4
Legal Lot Number	45
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1017
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 BRIAR LN, JERICHO, NY 11753-2211
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jan 23, 2026	Deed of Trust, Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Dec 9, 2025	Deed, Transfer AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Aug 8, 2023	Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Book / Page	13319 / 330
Prior Transfer Date	May 31, 2023
Prior Transfer Doc	1321000795
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	36 ROSE ST, SMITHTOWN, NY 11787-1053
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235740410
Date	Mar 19, 2024
Book Page	23574/410

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	36 ROSE ST, SMITHTOWN, NY 11787-1053
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	FREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237080927
Date	Jan 23, 2026
Book Page	23708/927

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2055

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 9, 2025
Property Address	36 ROSE ST, SMITHTOWN, NY 11787-1053
Document Number	0133190330
Book / Page	13319 / 330
Instrument Date	Sep 18, 2025
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 BRIAR LN, JERICHO, NY 11753-2211

Mortgage

Document Number	0023708927
Date	Dec 9, 2025
Instrument	23708/927

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Feb 1, 2055

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 8, 2023
Property Address	36 ROSE ST, SMITHTOWN, NY 11787-1053
Document Number	0132120795
Book / Page	13212 / 795
Instrument Date	May 31, 2023
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 ROSE ST, SMITHTOWN, NY 11787-1053

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Kings Park Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,651 (-) Land $150 Building $4,501	$581,375 (+7.5%) Land $18,750 Building $562,625
2024	$11,656.00 Homeowner's exemption Senior Citizen's exemption	$4,651 (-) Land $150 Building $4,501	$540,814 (+10,016.24%) Land $17,442 Building $523,372
2023		$4,651 Land $150 Building $4,501	$5,346 Land $172 Building $5,174

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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