36 River Rd, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 36 River Rd, Merrimac, MA 01860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,391 sqft · built 1724
Lot Size	1.34 acres (58,453 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jul 1996)
Tax Bill	$10,392 (2026)
Deeds & Mortgages	Jan 2021 Refinance Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0027 B:0001 L:00005`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0027 B:0001 L:00005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,391 sqft Living Area
Gross Area	3,849 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1724
Effective Year Built	Effective 1724
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,453 sqft (1.34 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	36 RIVER RD
City	MERRIMAC
State	MA
Zip	01860-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	1
Legal Lot Number	5
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	4
Census Block	4035
Census Tract	262100

Owner

36 River Rd is owned and occupied by an individual who bought it in July 1996.

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	36 RIVER RD, MERRIMAC, MA 01860-2230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 1996 · Amount on File
Deed Sale	Jul 2, 1996 · Amount on File
Deed Book / Page	13643 / 442
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Property Address	36 RIVER RD, MERRIMAC, MA 01860-2230
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39453-73
Date	Jan 26, 2021
Book Page	39453/73
Instrument	20210126001820

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Property Address	36 RIVER RD, MERRIMAC, MA 01860-2230
Document Number	36310-307
Book / Page	036310 / 000307
Instrument Date	Oct 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36310-307
Date	Nov 6, 2017
Book Page	036310/000307
Instrument	1711061380

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 36 River Rd was $10,392, up 0.1% from the year before.

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,392.00 (+0.13%)	$787,900 (+0.59%) Land $441,700 Building $341,500	$775,839 (-31.81%)
2025	$10,379.00 (+3.35%)	$783,300 (+5.3%) Land $441,700 Building $341,600	$1,137,720
2024	$10,043.00 (+3.88%)	$743,900 (+13.64%) Land $441,700 Building $302,200
2023	$9,668.00	$654,600 Land $382,800 Building $271,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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