36 Phyllis St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 36 Phyllis St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1950
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2016)
Tax Bill	$3,965 (2026)
Deeds & Mortgages	Jun 2021 Refinance Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:25 L:38`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:25 L:38`
Alternative APNs	`M:0025 B:0000 L:0038` `422612`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	2,556 sqft
1st Floor Area	840 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,500 sqft (0.218 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	422612
Street Address	36 PHYLLIS ST
City	DRACUT
State	MA
Zip	01826-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	38
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1012
Census Tract	314101

Owner

36 Phyllis St is owned and occupied by two individuals who acquired it in October 2025.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36 PHYLLIS ST, DRACUT, MA 01826-3020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Oct 27, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Prior Sale	Jul 9, 2004 · Amount on File
Deed Book / Page	30191 / 111
Last Transfer Date	Oct 23, 2025
Transfer Doc	039618-122
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	36 PHYLLIS ST, DRACUT, MA 01826-3020
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035899-40
Date	Jun 21, 2021
Book Page	35899/40
Instrument	36295

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Oct 27, 2025
Property Address	36 PHYLLIS ST, DRACUT, MA 01826-3020
Document Number	039618-122
Book / Page	39618 / 122
Instrument Date	Oct 23, 2025
Instrument	34282
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	36 PHYLLIS ST, DRACUT, MA 01826-3020

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	36 PHYLLIS ST, DRACUT, MA 01826-3020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34421-99
Date	Jul 29, 2020
Book Page	34421/99
Instrument	34580

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	36 PHYLLIS ST, DRACUT, MA 01826-3020
Document Number	31719-265
Book / Page	031719 / 000265
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31719-265
Date	Dec 13, 2017
Book Page	031719/000265
Instrument	55803

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 12, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 36 Phyllis St was $3,965, up 4% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,965.00 (+3.96%)	$410,000 (+8.78%) Land $206,200 Building $203,800	$346,750 (-)
2025	$3,814.00 (+3.44%)	$376,900 (+6.83%) Land $189,200 Building $187,700	$346,750 (-20.31%)
2024	$3,687.00 (+3.8%)	$352,800 (+15.03%) Land $180,100 Building $172,700	$435,100
2023	$3,552.00	$306,700 Land $156,600 Building $150,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Phyllis St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Phyllis St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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