36 Pamlico Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 36 Pamlico Rd, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,722 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$272,000 (May 2018)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Oct 2020 Transfer May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9652002576`

Property Details

APN / Parcel Number

Primary APN	`9652002576`
Alternative APN	`1006082`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,722 sqft Heated Area
1st Floor Area	1,512 sqft
Attic	Attic
Attic Area	210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1006082
Street Address	36 PAMLICO RD
City	FLETCHER
State	NC
Zip	28732-8756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1006082~R1
Legal Description	RIVER STONE LO233 PL2006-6320
Legal Subdivision	COTTAGES RIVERSTONE
Legal Lot Number	2576
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	1
Census Block	1046
Census Tract	930501

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	36 PAMLICO RD, FLETCHER, NC 28732-8756
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 10, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Deed Book / Page	3196 / 401
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 14, 2020
Property Address	36 PAMLICO RD, FLETCHER, NC 28732-8756
Document Number	0035800045
Book / Page	003580 / 000045
Instrument Date	Oct 8, 2020
Instrument	935758
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	98 PAMLICO RD FLETCHER NC 287328756, FLETCHER, NC 28732-8756

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 10, 2018
Property Address	36 PAMLICO RD, FLETCHER, NC 28732-8756
Document Number	0031960401
Book / Page	3196 / 401
Instrument Date	May 4, 2018
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 PAMLICO RD, FLETCHER, NC 28732-8756
Investor	Possibly a Property Investor

Mortgage

Document Number	0031960404
Date	May 10, 2018
Book Page	3196/404

Lender

Name	UNION HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,500 (-) Land $160,000 Building $287,500
2025	$2,398.00
2023		$447,500 Land $160,000 Building $287,500	$447,500 Land $160,000 Building $287,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2018–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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