36 Palm Beach St, Miramar Beach, FL 32550 Property Records

Walton County property record for 36 Palm Beach St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,712 sqft · built 2020
Lot Size	0.132 acres (5,750 sqft)
Owner	Company Name on File
Last Sale	$2,275,000 (Apr 2026)
Tax Bill	$10,345 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42050-00G-0060`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42050-00G-0060`
Alternative APN	`32-221-42050-00G-0060`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,712 sqft Living Area
Gross Area	4,276 sqft
1st Floor Area	1,260 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Porch	Finished/Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	36 PALM BEACH ST
City	MIRAMAR BEACH
State	FL
Zip	32550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 6 BLK G FRANGISTA BEACH 2ND ADDITION OR 1754-243 OR 2696-2352 OR 3134-1255 OR 3173-4796 OR 3173-4826
Legal Range	021
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BEACH 2ND ADDITION
Legal Block	G
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

36 Palm Beach St is owned by a company that bought it in April 2026.

Source: Walton County records, as of April 15, 2026

Owner of Record	Company Name on File
Mailing Address	3635 MONTANA AVE, BILLINGS, MT 59101-1889
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage OCMBC INC
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Document Number	202612800
Deed Book / Page	3393 / 481
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 2, 2026
Property Address	36 PALM BEACH ST, MIRAMAR BEACH, FL 32550
Document Number	0000012800
Book / Page	3393 / 481
Instrument Date	Mar 30, 2026
Instrument	202612800
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	EMERALD COAST TITLE INC, EMERALD COAST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,608,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3635 MONTANA AVE, BILLINGS, MT 59101-1889
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012801,
Date	Apr 2, 2026
Instrument	202612801

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000012868,
Date	Apr 2, 2026
Book Page	3393/887
Instrument	202612868

Lender

Agreement

Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 17, 2020
Property Address	36 PALM BEACH ST, MIRAMAR BEACH, FL 32550
Document Number	0031734826
Book / Page	3173 / 4826
Map Reference	MB 3 PG 41
Instrument Date	Dec 11, 2020
Instrument	20200052049
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9115, MIRAMAR BEACH, FL 32550-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 RAINBOW DR NW, LANCASTER, OH 43130-9133

Mortgage

Document Number	0031734834
Date	Dec 17, 2020
Book Page	3173/4834
Instrument	20200052052

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 36 Palm Beach St was $10,345, down 1.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,345.00 (-1.24%)	$1,322,405 Land $475,000 Building $847,405	$1,322,405 Land $475,000 Building $847,405
2024	$10,475.00 (+4.54%)
2023	$10,020.00 (+10.88%)	$1,429,295 (+15.67%) Land $450,000 Building $979,295	$1,429,295 (+15.67%) Land $450,000 Building $979,295
2022	$9,037.00	$1,235,644 Land $283,050 Building $952,594	$1,235,644 Land $283,050 Building $952,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Palm Beach St in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 36 Palm Beach St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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