36 Overlook Dr, Spruce Pine, NC 28777 Property Records

McDowell County property record for 36 Overlook Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Rural Home
Lot Size	0.31 acres (13,505 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Nov 2022)
Tax Bill	$208 (2025)
Deeds & Mortgages	Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1719-00-94-9946`

Property Details

APN / Parcel Number

Primary APN	`1719-00-94-9946`
Alternative APNs	`72489` `78798`

Exterior

Lot Area	13,505 sqft (0.31 acres)

Location & Zoning

Account Number	78798
Street Address	36 OVERLOOK DR
City	SPRUCE PINE
State	NC
Zip	28777-3081
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.31 AC LT 25 BEAR DEN ACRES PB4/97
Legal Subdivision	BEAR DENACRES DEV INC
Legal Lot Number	25
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1061
Census Tract	970102

Owner

Source: McDowell County records · APN 1719-00-94-9946

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	36 OVERLOOK DR, SPRUCE PINE, NC 28777-3081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2022 · Amount on Record
Deed Sale	Nov 03, 2022 · Amount on Record
Deed Document Number	0001418469
Deed Book / Page	1418 / 469
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 03, 2022
Property Address	36 OVERLOOK DR, MARION, NC 28752
Document Number	0014180469
Book / Page	1418 / 469
Map Reference	MB 4 PG 87
Instrument Date	Oct 31, 2022
Instrument	2022006445
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Amount	Amount Recorded
Tax	$298.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3623 MAPLE GLENN LN, 3623, CHARLOTTE, NC 28226-4824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 OVERLOOK DR, SPRUCE PINE, NC 28777-3081

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$208.00	$30,300 (-) Land $28,000 Building $2,300
2023	$208.00	$30,300 Land $28,000 Building $2,300	$30,300 Land $28,000 Building $2,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum, Verizon.

Based on FCC filings for 48 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEAR DEN ACRES private · serves 140 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.