36 Otero Pt, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 36 Otero Pt, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,527 sqft · built 2017
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$692,200 (Apr 2024)
Tax Bill	$11,871 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`072153-4090`

Property Details

APN / Parcel Number

Primary APN	`072153-4090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,527 sqft Living Area
Gross Area	3,163 sqft
1st Floor Area	2,131 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	313 sqft
Patio Area	868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	36 OTERO PT
City	SAINT AUGUSTINE
State	FL
Zip	32095-7484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8128-35 PALENCIA NORTH PHASE III B LOT 409 OR5931/383
Legal Range	29E
Legal Township	05S
Legal Section	28
Legal Subdivision	PALENCIA NORTH PHASE III B
Legal Phase	3
Legal Lot Number	409
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	238 GLORIETA DR, SAINT AUGUSTINE, FL 32095-7481
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Oct 11, 2017	Deed of Trust, Mortgage GUARANTEED RATE
Apr 25, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	202427442
Deed Book / Page	5931 / 383
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 12, 2024
Property Address	36 OTERO PT, SAINT AUGUSTINE, FL 32095-7484
Document Number	0059310383
Book / Page	5931 / 383
Map Reference	MB 81 PG 28-35
Instrument Date	Mar 22, 2024
Instrument	2024027442
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,845.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 OTERO PT, SAINT AUGUSTINE, FL 32095-7484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 GLORIETA DR, SAINT AUGUSTINE, FL 32095-7481

Mortgage

Document Number	0005931385
Date	Apr 12, 2024
Instrument	5931/385

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	36 OTERO PT, SAINT AUGUSTINE, FL 32095-7484
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 OTERO PT, SAINT AUGUSTINE, FL 32095-7484

Mortgage

Document Number	0053511087
Date	Aug 25, 2021
Book Page	5351/1087
Instrument	2021093618

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 5, 2022
Property Address	36 OTERO PT, SAINT AUGUSTINE, FL 32095-7484
Document Number	0055910389
Book / Page	5591 / 389
Map Reference	MB 81 PG 28-35
Instrument Date	Jun 23, 2022
Instrument	2022065892
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2563 JABER AVE NE, 2563, SAINT MICHAEL, MN 55376-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 OTERO PT, SAINT AUGUSTINE, FL 32095-7484

Mortgage

Document Number	0005591391
Date	Jul 5, 2022
Instrument	5591/391

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	0.37%
Type Change Date	Jul 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	Other
Max Rate	8.37%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	36 OTERO PT, SAINT AUGUSTINE, FL 32095-7484
Document Number	0049891038
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36 OTERO PT ST AUGUSTINE FL 320957484, ST AUGUSTINE, FL 32095-7484

Mortgage

Document Number	0049891038
Date	Jul 15, 2020
Book Page	004989/001038
Instrument	56713

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	36 OTERO PT, SAINT AUGUSTINE, FL 32095-7484
Document Number	0047670083
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 OTERO PT ST AUGUSTINE FL 320957484, ST AUGUSTINE, FL 32095-7484

Mortgage

Document Number	0047670083
Date	Jul 29, 2019
Book Page	004767/000083
Instrument	54523

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 28, 2044

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	36 OTERO PT, SAINT AUGUSTINE, FL 32095-7484
Document Number	0044510531
Book / Page	004451 / 000531
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36 OTERO PT ST AUGUSTINE FL 320957484, ST AUGUSTINE, FL 32095-7484

Mortgage

Document Number	0044510531
Date	Oct 20, 2017
Book Page	004451/000531
Instrument	71195

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

April 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 25, 2017
Property Address	36 OTERO PT, SAINT AUGUSTINE, FL 32095-7484
Document Number	0043640025
Book / Page	4364 / 0025
Map Reference	MB81 PG28
Instrument Date	Apr 21, 2016
Instrument	2017028642
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 OTERO PT, SAINT AUGUSTINE, FL 32095-7484

Mortgage

Document Number	2017028643
Date	Apr 25, 2017
Instrument	2017028643

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,176 (-1.73%) Land $135,000 Building $448,176	$583,176 (-1.73%) Land $135,000 Building $448,176
2025	$11,871.00 (+32%)	$593,427 (+30.98%)	$593,427 (+4%) Land $135,000 Building $458,427
2024	$8,993.00 (+4.5%)
2023	$8,606.00 (+3.45%) Homeowner's exemption	$453,071 (+2.87%)	$570,619 (+29.56%) Land $135,000 Building $435,619
2022	$8,319.00	$440,421	$440,421 Land $78,400 Building $362,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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