36 Nutting St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 36 Nutting St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,307 sqft · built 1880
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2021)
Tax Bill	$40 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R12 B:4 L:20`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R12 B:4 L:20`
Alternative APN	`M:S-14 B:0005 L:0020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,307 sqft Living Area
Gross Area	2,625 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	36 NUTTING ST
City	GARDNER
State	MA
Zip	01440-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	20
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1032
Census Tract	707100

Owner

Source: Worcester County and Gardner City records · APN GARD M:R12 B:4 L:20

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	36 NUTTING ST, GARDNER, MA 01440-3502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Nov 26, 2018	Quit Claim Deed, Transfer SECURITY FIRST MTG FN
Mar 17, 2017	Quit Claim Deed, Transfer · FHA Mortgage LAND HOME FNCL SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Book / Page	65904 / 48
Record Updated	Jun 08, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Aug 24, 2021
Property Address	36 NUTTING ST, GARDNER, MA 01440-3502
Document Number	65904-48
Book / Page	65904 / 48
Instrument Date	Aug 24, 2021
Instrument	118782
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 NUTTING ST, GARDNER, MA 01440-3502

Mortgage

Document Number	118783
Date	Aug 24, 2021
Instrument	118783

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 26, 2018
Property Address	36 NUTTING ST, GARDNER, MA 01440-3502
Document Number	59732-229
Book / Page	59732 / 229
Instrument	124863
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$24.75
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59732-233
Date	Nov 26, 2018
Book Page	59732/233
Instrument	124864

Lender

Name	SECURITY FIRST MTG FN

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 17, 2017
Property Address	36 NUTTING ST, GARDNER, MA 01440-3502
Document Number	56856-7
Book / Page	56856 / 7
Instrument	26855
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$25.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	568560011
Date	Mar 17, 2017
Instrument	56856/0011

Lender

Name	LAND HOME FNCL SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2047

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40.00 (-98.96%)	$279,400 (+9.01%) Land $65,700 Building $213,700	$332,215
2024	$3,842.00 (+3.5%)	$256,300 (+11.39%) Land $59,800 Building $196,500
2023	$3,712.00	$230,100 Land $58,900 Building $171,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277071001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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