State of Hawaii and Hawaii County property record for 36 Lono St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,536 sqft · built 1927 |
| Lot Size | 0.257 acres (11,180 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,390 (Jun 2024) |
| Tax Bill | $4,809 (2025) |
| Deeds & Mortgages | Jun 2024 Sale Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-2-023-028 |
| Primary APN | 3-2-2-023-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 456 sqft |
| Unfinished Basement | 696 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,180 sqft (0.257 acres) |
| Garage Type | Carport |
| Garage Area | 256 sqft |
| Carport | Carport |
| Carport Area | 256 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 361 sqft |
| Street Address | 36 LONO ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-4144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 17-B 9,620 SF DES BLK 82 POR LPGR 8954 POR LOT 17 1,560 SF DES BLK 82 POR LPGR 8954 WAIAKEA HOUSELOTS 2ND SERIES SUBJ/ESMTS |
| Legal Subdivision | WAIAKEA HOUSELOTS-2ND SER. |
| Legal Block | 9,82 |
| Legal Lot Number | 17 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 20500 |
36 Lono St is owned by two individuals who bought it in June 2024.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99-522A ULUNE ST, AIEA, HI 96701 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2024 | Warranty Deed, Transfer |
| Mar 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 24, 2017 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on File |
| Deed Sale | Jun 6, 2024 · Amount on File |
| Prior Sale | Nov 15, 2002 · Amount on File |
| Deed Document Number | 202489230639 |
| Prior Transfer Date | Mar 17, 2021 |
| Prior Transfer Doc | 0077530394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jun 6, 2024 |
| Property Address | 36 LONO ST, HILO, HI 96720-4144 |
| Document Number | 0A89230639 |
| Instrument Date | Jun 4, 2024 |
| Instrument | A-89230639 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $429.39 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99-522 ULUNE ST, AIEA, HI 96701-3363 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 99-522A ULUNE STREET, AIEA, HI 96701 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Mar 24, 2021 |
| Property Address | 36 LONO ST, HILO, HI 96720-4144 |
| Document Number | 0A77530394 |
| Instrument Date | Mar 17, 2021 |
| Instrument | A-77530394 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FAM |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 36 LONO ST, HILO, HI 96720-4144 |
| Document Number | 0A77530395 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | A-77530395 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 36 LONO ST, HILO, HI 96720-7209 |
| Document Number | 0A64220276 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 36 LONO ST HILO HI 967207209, HILO, HI 96720-7209 |
| Document Number | 0A64220276 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | A64220276 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 31, 2047 |
The 2025 property tax bill for 36 Lono St was $4,809.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,700 (+1.25%) Land $227,300 Building $211,400 | $438,700 (+1.25%) Land $227,300 Building $211,400 | |
| 2025 | $4,809.00 | $433,300 (+153.54%) Land $221,900 Building $211,400 | $433,300 (+8.65%) Land $221,900 Building $211,400 |
| 2024 | $170,900 (+3.01%) Land $54,000 Building $116,900 | $398,800 (+8.69%) Land $195,200 Building $203,600 | |
| 2023 | $200.00 Homeowner's exemption | $165,900 Land $54,000 Building $111,900 | $366,900 Land $177,600 Building $189,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 36 Lono St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1978–2018) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Aug 2018 · Hurricane Lane |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 36 Lono St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of Hawaii |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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