36 Lake Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 36 Lake Rd, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1947
Square Footage2,356 sqft Living Area
Lot Size1 acres
OccupancyOwner Occupied
Last Sale$690,000 (2024)
Tax Bill$12,663.00 (2025)

Property Details

APN / Parcel Number

Primary APN63-00808-0000-00016
Alternative APNs
  • 630080800016
  • 077600

Interior

Building Area2,356 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area43,560 sqft

Location & Zoning

Account Number077600
Street Address36 LAKE RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1606
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1.000 AC
Legal Block808
Legal Lot Number16
JurisdictionBERGEN NJ
Minor Civil DivisionUPPER SADDLE RIVER
Census Blockgroup1
Census Block1017
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00808-0000-00016

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address36 LAKE RD, UPPER SADDLE RIVER, NJ 07458-1606
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2024Deed, Transfer · Conventional Mortgage
JERSEY MORTGAGE CO
Jul 21, 2017Deed of Trust, Mortgage · Line of Credit
COLUMBIA BANK
Dec 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2024 · Amount on Record
Deed SaleJan 08, 2024 · Amount on Record
Deed Doc Number20241132
Deed Book / Page5153 / 1990
Record RefreshedSep 20, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 08, 2024
Property Address36 LAKE RD, UPPER SADDLE RIVER, NJ 07458-1606
Document Number0051531990
Book / Page5153 / 1990
Instrument DateDec 07, 2023
Instrument2024001132
Transaction TypeTransfer
Record UpdatedFeb 14, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,882.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address93 MULA CT, ST AUGUSTINE, FL 32084-0067

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 LAKE RD, UPPER SADDLE RIVER, NJ 07458-1606

Mortgage

Document Number2024001133
DateJan 08, 2024
Instrument2024001133
Lender
NameJERSEY MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address36 LAKE RD, UPPER SADDLE RIVER, NJ 07458-1606
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026720691
DateJul 21, 2017
Book Page02672/0691
Instrument17-054871
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address36 LAKE RD, UPPER SADDLE RIVER, NJ 07458-1606
Document Number0034570150
Instrument DateDec 04, 2019
Transaction TypeMortgage
Record UpdatedFeb 06, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address36 LAKE RD UPPER SADDLE RIVER NJ 074581606, UPPER SADDLE RIVER, NJ 07458-1606

Mortgage

Document Number0034570150
DateJan 10, 2020
Book Page003457/000150
Instrument20002026
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 09, 2050

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,000,000 (+104.54%) Land $300,000 Building $700,000$1,000,000 (+104.54%) Land $300,000 Building $700,000
2025$12,663.00 (+1.74%)$488,900 (-) Land $300,000 Building $188,900$488,900 (-) Land $300,000 Building $188,900
2024$12,447.00 (+2.95%)
2023$488,900 (-) Land $300,000 Building $188,900$488,900 (-) Land $300,000 Building $188,900
2022$12,090.00 (+8.39%)$488,900 Land $300,000 Building $188,900$488,900 Land $300,000 Building $188,900
2021$11,154.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
6th percentile nationally · 16th in New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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