Middlesex County and Waltham City property record for 36 Howard St, Waltham, MA 02451
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,919 sqft · built 1900 |
| Lot Size | 0.141 acres (6,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Apr 2014) |
| Tax Bill | $11,071 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56548 |
| Primary APN | 56548 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,919 sqft Living Area |
| Gross Area | 5,615 sqft |
| Basement Area | 1,269 sqft |
| Unfinished Basement | 1,269 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,146 sqft (0.141 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 56548 |
|---|---|
| Street Address | 36 HOWARD ST |
| City | WALTHAM |
| State | MA |
| Zip | 02451-4318 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 1 |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 368300 |
36 Howard St, a duplex, is owned and occupied by an individual who bought it in April 2014.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 36 HOWARD ST, WALTHAM, MA 02451-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 26, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 28, 2020 | Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2014 · Amount on File |
| Deed Sale | Apr 30, 2014 · Amount on File |
| Prior Sale | Mar 17, 2004 |
| Deed Book / Page | 63555 / 367 |
| Transfer Doc | 063555-367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 36 HOWARD ST, WALTHAM, MA 02451-4318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077261-59 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 77261/59 |
| Instrument | 60439 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 36 HOWARD ST, WALTHAM, MA 02451-4318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079724-206 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 79724/206 |
| Instrument | 28361 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 36 HOWARD ST, WALTHAM, MA 02451-4318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70435-153 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 70435/153 |
| Instrument | 208735 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 36 HOWARD ST, WALTHAM, MA 02451-4318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74760-355 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 74760/355 |
| Instrument | 80603 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 36 Howard St was $11,071, up 0.3% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,071.00 (+0.34%) | $1,072,800 (-4.51%) Land $383,100 Building $689,700 | $1,093,783 |
| 2025 | $11,033.00 (+9.7%) | $1,123,500 (+7.69%) Land $349,200 Building $774,300 | |
| 2024 | $10,057.00 (+9.09%) | $1,043,300 (+16.79%) Land $347,000 Building $696,300 | |
| 2023 | $9,219.00 | $893,300 Land $332,500 Building $560,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 36 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 36 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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