36 Hillcrest Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 36 Hillcrest Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,743 sqft · built 1980
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,720,000 (Sep 2024)
Tax Bill	$26,858 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01110-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`63-01110-0000-00005`
Alternative APN	`630111000005`

Interior

Building Area	3,743 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	36,590 sqft (0.84 acres)

Location & Zoning

Street Address	36 HILLCREST DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.840 AC
Legal Subdivision	STRAWBERRY FARMS SEC ONE
Legal Block	1110
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3000
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage SHUSHENG FANG
Aug 23, 2023	Deed of Trust, Mortgage LINDA WU ETUX
Mar 9, 2020	Deed, Transfer · Conventional Mortgage CATHAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	202454102
Deed Book / Page	5318 / 1077
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	36 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	AMERILAND TITLE AGENCY, AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004

Mortgage

Document Number	0051400720
Date	Dec 12, 2023
Book Page	5140/720
Instrument	2023079183

Lender

Name	SHUSHENG FANG
Type	Private Party
Address	107 LAKE ST, UPPER SADDLE RIVER, NJ 07458

Agreement

Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	36 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	UMERICA TITLE AGENCY, AMERICAN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050641389
Date	Aug 23, 2023
Book Page	5064/1389
Instrument	2023054964

Lender

Name	LINDA WU ETUX
Type	Private Party

Agreement

Amount	Amount Recorded

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 9, 2020
Property Address	36 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004
Document Number	0035370105
Book / Page	3537 / 105
Instrument Date	Feb 28, 2020
Instrument	20-028023
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,602.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 OLD PALISADE RD, 100, FORT LEE, NJ 07024-7064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HILLCREST DR, UPPER SADDLE RIVER, NJ 07458-2004

Mortgage

Document Number	20028024
Date	Mar 9, 2020
Instrument	20-028024

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,037,000 (-) Land $417,000 Building $620,000	$1,037,000 (-) Land $417,000 Building $620,000
2025	$26,858.00 (+29.9%)	$1,037,000 (+27.69%) Land $417,000 Building $620,000	$1,037,000 (+27.69%) Land $417,000 Building $620,000
2024	$20,676.00 (+2.95%)
2023		$812,100 Land $417,000 Building $395,100	$812,100 Land $417,000 Building $395,100
2022	$20,083.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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