36 Highview Dr, Fort Thomas, KY 41075 Property Records

Campbell County property record for 36 Highview Dr, Fort Thomas, KY 41075

Property Summary

Property TypeSingle Family Home
Details1,811 sqft · built 1957
Lot Size0.34 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$710,500 (Dec 2024)
Tax Bill$2,822 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN999-99-14-215.00

Property Details

APN / Parcel Number

Primary APN999-99-14-215.00

Interior

Stories1 Story
Building Area1,811 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialCombination
Construction TypeBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address36 HIGHVIEW DR
CityFORT THOMAS
StateKY
Zip41075-1659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 PT 6 SEC F VISTA VIEW
Legal SubdivisionVISTA VIEW
Legal PhaseF
Legal Lot Number5
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2040
Census Tract52301

Owner

36 Highview Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Campbell County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address36 HIGHVIEW DR, FORT THOMAS, KY 41075-1659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 8, 2024Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Dec 18, 2024Fiduciary Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK
Oct 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Apr 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2024 · Amount on File
Deed SaleDec 18, 2024 · Amount on File
Prior SaleSep 21, 2016 · Amount on File
Deed Document Number20245380585
Deed Book / Page868 / 158
Prior Transfer DateNov 17, 2020
Prior Transfer Doc0005121435
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address36 HIGHVIEW DR, FORT THOMAS, KY 41075-1659
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 HIGHVIEW DR, FORT THOMAS, KY 41075-1659

Mortgage

Document Number0005994714
DateOct 3, 2025
Book PageM2468/645
Instrument5994714
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressFORT THOMAS, KY 41075
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address36 HIGHVIEW DR, FORT THOMAS, KY 41075-1659
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 RIEHVIEW DR, FORT THOMAS, KY 41075

Mortgage

Document Number0005367040
DateOct 8, 2024
Book PageM2429/428
Instrument5367040
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueSep 25, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2024: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionCAMPBELL KY
Recording DateDec 18, 2024
Property Address36 HIGHVIEW DR, FORT THOMAS, KY 41075-1659
Document Number0005380585
Book / PageD868 / 158
Map ReferenceMB 7 PG 60-F
Instrument DateDec 13, 2024
Instrument5380585
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyAMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$765.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address107 SPINDLE TOP LN, FORT THOMAS, KY 41075-4017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address36 HIGHVIEW DR, FORT THOMAS, KY 41075-1659

Mortgage

Document Number0005380589
DateDec 18, 2024
Instrument5380589
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2055

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address36 HIGHVIEW DR, FORT THOMAS, KY 41075-1659
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005082678
DateOct 25, 2018
Book PageM2162/531
Instrument5082678
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2033

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address36 HIGHVIEW DR, FORT THOMAS, KY 41075-1659
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005107881
DateApr 7, 2020
Book PageM2217/65
Instrument5107881
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term164 Months
DueDec 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 36 Highview Dr was $2,822.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityFort Thomas City
Unified School DistrictFort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,822.00$765,000 Land $45,900 Building $719,100$765,000 Land $45,900 Building $719,100
2023$1,638.00 (-3.82%) Homeowner's exemption$461,200 (-) Land $45,900 Building $415,300$461,200 (-) Land $45,900 Building $415,300
2022$1,703.00 Homeowner's exemption$461,200 Land $45,900 Building $415,300$461,200 Land $45,900 Building $415,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Highview Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2016 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Highview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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