36 Harper Ter, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 36 Harper Ter, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,811 sqft · built 1927
Lot Size	0.143 acres (6,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jul 2008)
Tax Bill	$10,799 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00026-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`04-00026-0000-00007`
Alternative APN	`040002600007`

Interior

Stories	2 Stories
Building Area	1,811 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Frame
Construction Type	Frame
Lot Area	6,212 sqft (0.143 acres)
Lot Dimensions	115 ft deep x 54 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040002600007
Street Address	36 HARPER TER
City	CEDAR GROVE
State	NJ
Zip	07009-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54X115
Legal Block	26
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	3
Census Block	3007
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 HARPER TER, CEDAR GROVE, NJ 07009-2223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ADVANTAGEFIRST LNDG INC
Apr 22, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 21, 2024	Deed, Transfer EVIDENT TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2008 · Amount on Record
Deed Sale	Jul 25, 2008 · Amount on Record
Deed Document Number	20088069318
Deed Book / Page	12149 / 4928
Last Transfer Date	Aug 17, 2026
Transfer Doc	0000062129
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 18, 2026
Property Address	36 HARPER TER, CEDAR GROVE, NJ 07009-2223
Document Number	0000062129
Instrument Date	Aug 17, 2026
Instrument	202662129
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	FIRST SOURCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HARPER TER, CEDAR GROVE, NJ 07009-2223

Mortgage

Document Number	0000062130,
Date	Sep 18, 2026
Instrument	202662130

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	36 HARPER TER, CEDAR GROVE, NJ 07009-2223
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022773
Date	Apr 22, 2024
Instrument	2024022773

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 21, 2024
Property Address	36 HARPER TER, CEDAR GROVE, NJ 07009-2223
Document Number	0000016579
Instrument Date	Mar 5, 2024
Instrument	2024016579
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 HARPER TER, CEDAR GROVE, NJ 07009-2223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HARPER TER, CEDAR GROVE, NJ 07009-2223

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,100 (+62.75%) Land $362,400 Building $291,700	$654,100 (+62.75%) Land $362,400 Building $291,700
2025	$10,799.00 (+2.8%)	$401,900 (-) Land $237,200 Building $164,700	$401,900 (-) Land $237,200 Building $164,700
2024	$10,505.00 (+1.95%)
2023		$401,900 Land $237,200 Building $164,700	$401,900 Land $237,200 Building $164,700
2022	$10,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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