Barnstable County and Chatham Town property record for 36 Hardings Ln, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,117 sqft · built 1981 |
| Lot Size | 1 acres (43,726 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,400,000 (Oct 2018) |
| Tax Bill | $15,348 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Dec 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:14C B:0043 L:17B |
| Primary APN | CHAT M:14C B:0043 L:17B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,117 sqft Living Area |
| Gross Area | 4,940 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 43,726 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2256 |
|---|---|
| Street Address | 36 HARDINGS LN |
| City | CHATHAM |
| State | MA |
| Zip | 02633-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 43 |
| Legal Lot Number | 17B |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10700 |
Source: Barnstable County and Chatham Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 36 HARDINGS LN, CHATHAM, MA 02633-2213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK |
| Dec 11, 2017 | Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK |
| Oct 1, 2018 | Quit Claim Deed, Transfer MADGA L FLECKNER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on Record |
| Deed Sale | Oct 1, 2018 · Amount on Record |
| Prior Sale | Oct 30, 1991 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 36 HARDINGS LN, CHATHAM, MA 02633-2213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 034331-229 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 34331/229 |
| Instrument | 49791 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 36 HARDINGS LN, CHATHAM, MA 02633-2213 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 030954-125 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 30954/125 |
| Instrument | 62949 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Oct 1, 2018 |
| Property Address | 36 HARDINGS LN, CHATHAM, MA 02633-2213 |
| Book / Page | 031569 / 000134 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 1355624 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,980.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 318 MIAMI LAKES DR MILFORD OH 451505803, MILFORD, OH 45150-5803 |
| Document Number | 31569-134 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 031569/000134 |
| Instrument | 48658 |
| Name | MADGA L FLECKNER |
|---|
| Amount | Amount Recorded |
|---|
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,348.00 (-1.68%) | $4,423,000 (+1.15%) Land $1,344,400 Building $3,078,600 | $4,351,950 |
| 2024 | $15,611.00 (+126.02%) | $4,372,700 (+145.63%) Land $1,268,200 Building $3,104,500 | |
| 2023 | $6,907.00 | $1,780,200 Land $1,056,800 Building $723,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 169 units insured incl. 14 condo units |
| Nearby Flood Claims | 76 (1988–2023) |
| Claims Outside the SFHA | 26 of 76 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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