36 Harbor Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 36 Harbor Rd, Naples, ME 04055

Property Summary

Details	4 bd · 1.5 ba · 624 sqft · built 1981
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$326,300 (Oct 2006)
Tax Bill	$3,087 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U27 L:0018`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U27 L:0018`
Alternative APN	`2176`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	624 sqft Total Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	2176
Street Address	36 HARBOR RD
City	NAPLES
State	ME
Zip	04055-3437
Property Category	Other
Property Type	Unknown
Legal Lot Number	18
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	14002

Owner

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 CLOVER HILL DR, CHELMSFORD, MA 01824-2606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit NORWAY SAVINGS BANK
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Nov 7, 2017	Deed of Trust, Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2006 · Amount on Record
Deed Sale	Oct 5, 2006 · Amount on Record
Deed Document Number	200666239
Deed Book / Page	24440 / 284
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Recording Date	Jul 8, 2026
Property Address	36 HARBOR RD, NAPLES, ME 04055-3437
Document Number	0000028244
Book / Page	42383 / 115
Instrument Date	Jun 27, 2026
Instrument	202628244
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HARBOR RD, NAPLES, ME 04055-3437

Mortgage

Document Number	0000028244,
Date	Jul 8, 2026
Book Page	42383/115
Instrument	202628244

Lender

Name	NORWAY SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.53%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	36 HARBOR RD, NAPLES, ME 04055-3437
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380560134
Date	Apr 12, 2021
Book Page	38056/134
Instrument	25804

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	36 HARBOR RD, NAPLES, ME 04055-3437
Document Number	0344450286
Book / Page	034445 / 000286
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HARBOR RD NAPLES ME 040553437, NAPLES, ME 04055-3437

Mortgage

Document Number	0344450286
Date	Nov 7, 2017
Book Page	034445/000286
Instrument	56932

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,087.00 (+3.83%)	$324,969 (-) Land $236,019 Building $88,950
2023	$2,973.00 (+10.89%)	$324,969 (-) Land $236,019 Building $88,950
2022	$2,681.00	$324,969 Land $236,019 Building $88,950

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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