36 Frosty Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 36 Frosty Ln, Beech Mountain, NC 28604

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 2,184 sqft · built 1994
Lot Size	0.61 acres (26,572 sqft)
Owner	Owner Name on Record
Tax Bill	$1,637 (2025)
Flood Zone	Zone X (minimal risk)
APN	`45953`

Property Details

APN / Parcel Number

Primary APN	`45953`
Alternative APN	`18590648771500000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,184 sqft Heated Area
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	272 sqft
Deck Area	348 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	45953
Street Address	36 FROSTY LN
City	BEECH MOUNTAIN
State	NC
Zip	28604-7542
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	BM WOODLAND MEAD G-2 PLAT 32-04
Legal Subdivision	BM WOODLAND MEAD
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1000
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	5802 WIRE GRASS TRL, VALRICO, FL 33596-9246

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 21, 2005
Transfer Doc	0003882049
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,637.00	$409,400 (-) Land $91,000 Building $318,400	$409,400 (-) Land $91,000 Building $318,400
2023	$1,637.00 (-4.49%)	$409,400 (-) Land $91,000 Building $318,400	$409,400 (-) Land $91,000 Building $318,400
2022	$1,714.00	$409,400 Land $91,000 Building $318,400	$409,400 Land $91,000 Building $318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20