36 Elm St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 36 Elm St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,051 sqft · built 1985
Lot Size	2.98 acres (130,096 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Sep 1989)
Tax Bill	$7,489 (2026)
Deeds & Mortgages	Aug 2021 Refinance Sep 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`M:014/002.0-0046-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/002.0-0046-0000.0`
Alternative APN	`PEPP M:0020 B:0046 L:00000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,051 sqft Living Area
Gross Area	3,104 sqft
Basement Area	1,172 sqft
Unfinished Basement	293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,096 sqft (2.98 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	36 ELM ST
City	PEPPERELL
State	MA
Zip	01463-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	46
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1005
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 ELM ST, PEPPERELL, MA 01463-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 1989 · Amount on Record
Deed Sale	Sep 28, 1989 · Amount on Record
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	36 ELM ST, PEPPERELL, MA 01463-1603
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78536-468
Date	Aug 24, 2021
Book Page	78536/468
Instrument	189062

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	36 ELM ST, PEPPERELL, MA 01463-1603
Document Number	71689-495
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 ELM ST PEPPERELL MA 014631603, PEPPERELL, MA 01463-1603

Mortgage

Document Number	71689-495
Date	Oct 1, 2018
Book Page	071689/000495
Instrument	151150

Lender

Name	CAMBRIDGE SVGS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,489.00 (+0.23%)	$543,500 (+6.42%) Land $193,100 Building $350,400	$625,765 (-)
2025	$7,472.00 (+9.59%)	$510,700 (+7.49%) Land $181,100 Building $329,600	$625,765 (+16.71%)
2024	$6,818.00 (+0.1%)	$475,100 (+5.6%) Land $165,400 Building $309,700	$536,180
2023	$6,811.00	$449,900 Land $150,200 Building $299,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures