Allegany County property record for 36 E Mary St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,936 sqft · built 1910 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,500 (Apr 2017) |
| Tax Bill | $1,336 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-042700 |
| Primary APN | 04-042700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 154 sqft |
| Patio Area | 225 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 042700 |
|---|---|
| Street Address | 36 E MARY ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36 MARY ST LOTS 364-365-366 90X125 HUMBIRD |
| Legal Subdivision | HUMBIRD LAND & IMPROV COM |
| Legal Lot Number | 364-366 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 800 |
36 E Mary St is owned and occupied by two individuals who bought it in April 2017.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 36 E MARY ST, CUMBERLAND, MD 21502-4722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Apr 27, 2017 | Grant Deed, Transfer · VA Mortgage ALCOVA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on File |
| Deed Sale | Apr 27, 2017 · Amount on File |
| Prior Sale | Mar 25, 2014 · Amount on File |
| Deed Document Number | 20172292-412 |
| Deed Book / Page | 2292 / 412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 36 E MARY ST, CUMBERLAND, MD 21502-4722 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 36 E MARV ST, CUMBERLAND, MD 21502-4722 |
| Document Number | 002752-0454 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 2752/454 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Apr 27, 2017 |
| Property Address | 36 E MARY ST, CUMBERLAND, MD 21502-4722 |
| Document Number | 0022920412 |
| Book / Page | 002292 / 000412 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 36 E MARY ST CUMBERLAND MD 215024722, CUMBERLAND, MD 21502-4722 |
| Document Number | 22920418 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 002292/000418 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2047 |
The 2025 property tax bill for 36 E Mary St was $1,336.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,100 Land $13,300 Building $144,800 | $158,100 Land $13,300 Building $144,800 | |
| 2025 | $1,336.00 | ||
| 2023 | $1,125.00 | $121,000 Land $13,300 Building $107,700 | $121,000 Land $13,300 Building $107,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 36 E Mary St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1985–1996) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 36 E Mary St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
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