36 E Bank Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 36 E Bank Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1950
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Apr 2019)
Tax Bill	$10,424 (2025)
Deeds & Mortgages	Jan 2024 Refinance Oct 2022 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`134689-6362-03-184499-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6362-03-184499-0000`
Alternative APNs	`468900636200031844990000` `134689 6.362-3-184.499` `14184499`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,376 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	14184499
Street Address	36 E BANK RD
City	POUGHKEEPSIE
State	NY
Zip	12603-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.71 AC (C) 1440 0764
Legal Subdivision	DEGARMO HEIGHTS SEC D
Legal Block	3
Legal Lot Number	184
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1000
Census Tract	140201

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 E BANK RD, POUGHKEEPSIE, NY 12603-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Apr 26, 2019	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Oct 4, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	20192019-2734
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	36 E BANK RD, POUGHKEEPSIE, NY 12603-1432
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000150
Date	Jan 12, 2024
Instrument	150

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	36 E BANK RD, POUGHKEEPSIE, NY 12603-1432
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004190
Date	Oct 5, 2022
Instrument	4190

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Apr 26, 2019
Property Address	36 E BANK RD, POUGHKEEPSIE, NY 12603-1432
Document Number	0000002734
Instrument Date	Apr 11, 2019
Instrument	2734
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	QUEEN CITY ABSTRACT, QUEEN CITY ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CHURCH ST MARLBORO NY 125426120, MARLBORO, NY 12542-6120

Mortgage

Document Number	1983
Date	Apr 26, 2019
Instrument	1983

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Oct 4, 2017
Property Address	36 E BANK RD, POUGHKEEPSIE, NY 12603-1432
Document Number	0000007458
Instrument Date	Sep 18, 2017
Instrument	7458
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 ZENTA RD #292 MONROE NY 109506182, 292, MONROE, NY 10950-6182

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,424.00 (+13.06%)	$311,000 (-) Land $86,000 Building $225,000	$349,400 (+12.35%)
2023		$311,000 (+11.07%) Land $86,000 Building $225,000	$311,000 (+11.07%) Land $86,000 Building $225,000
2022		$280,000 Land $78,100 Building $201,900	$280,000 Land $78,100 Building $201,900
2020	$9,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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